Median Earnings (1yr)
$45,230
90th percentile (80th in FL)
Median Debt
$30,676
14% above national median
Debt-to-Earnings
0.68
Manageable
Sample Size
183
Adequate data

Analysis

University of South Florida's liberal arts program outperforms 90% of similar programs nationally and ranks in the 80th percentile among Florida schools—a genuinely impressive showing for a degree that often struggles to demonstrate ROI. Graduates earn $45,230 their first year, nearly $10,000 above the national median and trailing only Miami and UCF among major Florida universities. Even better, the $30,676 in debt sits below the national median, creating a debt-to-earnings ratio that's manageable at 0.68.

The earnings plateau tells a more complex story. While starting salaries are strong, they remain essentially flat over the first four years, suggesting graduates may need strategic career moves to see income growth. This stagnation isn't unusual for liberal arts degrees, where initial roles often require additional credentialing or job changes to advance. Still, starting at $45,000 beats beginning at $35,000 and climbing slowly.

For Florida families, this is one of the better liberal arts options available. USF delivers stronger outcomes than Florida State at a comparable public university price point, and it's significantly cheaper than Miami while producing 90% of those earnings. If your child is committed to a broad liberal arts education rather than a pre-professional track, USF provides solid value—just understand that the path to higher earnings will likely require their own initiative after graduation.

Where University of South Florida Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

University of South FloridaOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of South Florida graduates compare to all programs nationally

University of South Florida graduates earn $45k, placing them in the 90th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Florida (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South Florida$45,230$45,069$30,6760.68
University of Miami$50,614$51,653$28,5900.56
University of Central Florida$48,391$47,044$15,1350.31
Barry University$46,015$40,411$46,4291.01
Saint Leo University$40,874$45,963$30,6240.75
Florida State University$35,361$37,699$21,3490.60
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Miami
Coral Gables
$59,926$50,614$28,590
University of Central Florida
Orlando
$6,368$48,391$15,135
Barry University
Miami
$33,450$46,015$46,429
Saint Leo University
Saint Leo
$28,360$40,874$30,624
Florida State University
Tallahassee
$5,656$35,361$21,349

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Florida, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 183 graduates with reported earnings and 192 graduates with debt data. Small samples may not be representative.