Median Earnings (1yr)
$46,646
85th percentile (60th in FL)
Median Debt
$24,250
7% below national median
Debt-to-Earnings
0.52
Manageable
Sample Size
565
Adequate data

Analysis

UCF's teacher education program delivers strong early earnings that significantly outperform national standards, with graduates earning $46,646 in their first year—well above the national median of $41,809 and ranking in the 85th percentile nationally. However, within Florida's competitive teacher education landscape, the program sits at the 60th percentile, meaning there are notably stronger options within the state, including several programs that produce graduates earning $4,000-5,000 more annually.

The debt picture is manageable with $24,250 in median student debt, creating a reasonable debt-to-earnings ratio of 0.52. While this debt level is slightly higher than Florida's median for teacher education programs ($20,995), it's actually below the national median ($26,000). The concerning element is the -2% earnings decline from year one to year four, suggesting teachers may face salary stagnation or that the strongest performers leave the profession.

For a parent whose child is committed to teaching, UCF provides solid preparation with reasonable debt levels and strong initial earning potential. However, if your child has the credentials for more selective programs like Florida Gulf Coast or Stetson, those options offer meaningfully higher lifetime earning potential in the same career field. The key question is whether the modest premium in debt is worth the difference in long-term earning power.

Where University of Central Florida Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

University of Central FloridaOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Florida graduates compare to all programs nationally

University of Central Florida graduates earn $47k, placing them in the 85th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Florida (57 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Florida$46,646$45,627$24,2500.52
Miami Dade College$51,545
Florida SouthWestern State College$51,448$47,028$12,7500.25
Florida Gulf Coast University$50,951$46,960$19,4890.38
Stetson University$50,826$46,344$27,0000.53
Florida Agricultural and Mechanical University$50,736$46,866
National Median$41,809$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Miami Dade College
Miami
$2,838$51,545
Florida SouthWestern State College
Fort Myers
$3,401$51,448$12,750
Florida Gulf Coast University
Fort Myers
$6,118$50,951$19,489
Stetson University
DeLand
$55,220$50,826$27,000
Florida Agricultural and Mechanical University
Tallahassee
$5,785$50,736

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 565 graduates with reported earnings and 507 graduates with debt data. Small samples may not be representative.