Median Earnings (1yr)
$39,295
71st percentile (60th in MO)
Median Debt
$26,579
1% above national median
Debt-to-Earnings
0.68
Manageable
Sample Size
41
Adequate data

Analysis

University of Central Missouri's social work program outperforms most in-state alternatives, with graduates earning $40,787 four years out—over $7,000 more than the Missouri median and ranking in the 60th percentile statewide. Only Mizzler's flagship Columbia campus produces higher-earning social work graduates in Missouri. Starting at $39,295, earnings here also exceed the national median by roughly $2,000, placing graduates in the 71st percentile nationally.

The debt picture is reasonable for the field. At $26,579, it's close to both state and national norms, translating to a manageable 0.68 debt-to-earnings ratio. Social work typically doesn't command high starting salaries, so these numbers represent solid positioning within the profession. The modest 4% earnings growth over four years is typical for social work careers, where advancement often requires graduate education.

For Missouri families seeking an affordable path into social work without sacrificing outcomes, UCM delivers. Your child will earn more than graduates from most comparable regional universities while taking on standard debt for the degree. Just understand that social work salaries plateau quickly without an MSW, so factor in whether graduate school fits into longer-term plans.

Where University of Central Missouri Stands

Earnings vs. debt across all social work bachelors's programs nationally

University of Central MissouriOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Missouri graduates compare to all programs nationally

University of Central Missouri graduates earn $39k, placing them in the 71th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Social Work bachelors's programs at peer institutions in Missouri (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Missouri$39,295$40,787$26,5790.68
University of Missouri-Columbia$38,236$23,1190.60
University of Missouri-St Louis$35,862$37,224$31,0000.86
Missouri State University-Springfield$35,544$37,055$25,0850.71
Missouri Western State University$33,532$36,414$27,6790.83
Lincoln University$32,951$31,0000.94
National Median$37,296$26,3620.71

Other Social Work Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Missouri-Columbia
Columbia
$14,130$38,236$23,119
University of Missouri-St Louis
Saint Louis
$13,440$35,862$31,000
Missouri State University-Springfield
Springfield
$9,024$35,544$25,085
Missouri Western State University
Saint Joseph
$9,800$33,532$27,679
Lincoln University
Jefferson City
$9,290$32,951$31,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Missouri, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 60 graduates with debt data. Small samples may not be representative.