Median Earnings (1yr)
$34,180
62nd percentile (60th in OK)
Median Debt
$21,437
14% below national median
Debt-to-Earnings
0.63
Manageable
Sample Size
66
Adequate data

Analysis

UCO's biology program demonstrates something parents should understand about early-career STEM trajectories: the real value emerges over time. While that $34,180 starting salary might seem modest, graduates see a robust 36% earnings jump by year four, reaching $46,638—significantly outpacing both state and national peers in the program. Among Oklahoma's 20 biology programs, UCO ranks squarely in the 60th percentile, trailing only Oklahoma Panhandle State and Northeastern State in early earnings.

The debt picture here works in your child's favor. At $21,437, graduates carry about $3,500 less than the national median for biology degrees, and the 0.63 debt-to-earnings ratio means this debt is manageable even in that lower-paying first year. For context, biology majors nationwide typically start at $32,316—UCO grads earn $1,864 more right out of the gate.

The combination of below-average debt and above-average earnings growth creates a straightforward value proposition. Your child won't emerge with eye-popping starting salary prospects, but they'll have reasonable debt and solid four-year earnings trajectory that suggests the degree opens doors beyond entry-level lab tech positions. For families concerned about biology's reputation as a debt trap, UCO's program offers a more financially sensible path than most alternatives.

Where University of Central Oklahoma Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of Central OklahomaOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Oklahoma graduates compare to all programs nationally

University of Central Oklahoma graduates earn $34k, placing them in the 62th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oklahoma

Biology bachelors's programs at peer institutions in Oklahoma (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Oklahoma$34,180$46,638$21,4370.63
Oklahoma Panhandle State University$38,440$38,266$25,2900.66
Northeastern State University$36,536$47,339$21,7010.59
East Central University$32,077$50,073$22,7500.71
Oral Roberts University$29,582—$28,5000.96
Rogers State University$27,822—$20,7500.75
National Median$32,316—$25,0000.77

Other Biology Programs in Oklahoma

Compare tuition, earnings, and debt across Oklahoma schools

SchoolIn-State TuitionEarnings (1yr)Debt
Oklahoma Panhandle State University
Goodwell
$7,922$38,440$25,290
Northeastern State University
Tahlequah
$7,513$36,536$21,701
East Central University
Ada
$8,032$32,077$22,750
Oral Roberts University
Tulsa
$34,100$29,582$28,500
Rogers State University
Claremore
$7,392$27,822$20,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Oklahoma, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 66 graduates with reported earnings and 86 graduates with debt data. Small samples may not be representative.