Analysis
A debt-to-earnings ratio of 0.35 represents solid financial footing for an engineering degree, though it's worth noting these figures come from national peer programs rather than UCO's own graduates. Biomedical engineering programs across the country typically produce first-year earnings around $65,000, with estimated debt of roughly $23,000—numbers that suggest reasonable payback timelines for families willing to finance this credential.
The uncertainty here isn't about whether biomedical engineering can lead to good outcomes—the field generally does—but whether UCO's specific program matches national norms. With only three schools offering this degree in Oklahoma and none publishing their own data, there's limited visibility into how regional market conditions or program differences might affect results. UCO's 82% admission rate and below-average SAT scores don't automatically predict weaker outcomes, but they do raise questions about whether the program attracts the same caliber of students as more selective engineering schools.
For families considering this investment, the estimated numbers point toward manageable debt relative to engineering salaries. However, you're essentially betting that UCO's program performs comparably to the national pool. If your student has strong academic credentials and multiple options, comparing UCO directly against programs with published data—particularly if you can afford to look beyond Oklahoma—would provide more certainty about the return on a four-year commitment.
Where University of Central Oklahoma Stands
Earnings vs. debt across all biomedical/medical engineering bachelors's programs nationally
Compare to Similar Programs Nationally
Biomedical/Medical Engineering bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,522 | $64,660* | — | $22,776* | — | |
| $66,104 | $93,310* | $105,728 | $15,593* | 0.17 | |
| $58,128 | $88,307* | — | —* | — | |
| $11,075 | $81,186* | $97,977 | $20,500* | 0.25 | |
| $68,237 | $80,508* | $104,579 | $14,500* | 0.18 | |
| $41,010 | $80,401* | $90,840 | $27,000* | 0.34 | |
| National Median | — | $64,660* | — | $23,246* | 0.36 |
Career Paths
Occupations commonly associated with biomedical/medical engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Bioengineers and Biomedical Engineers
Engineering Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Oklahoma, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 119 similar programs. Actual outcomes may vary.