Analysis
University of Central Oklahoma's Design and Applied Arts program significantly outperforms national expectations, with graduates earning $42,619 in their first year—$9,000 above the national median for this field and landing in the 88th percentile nationally. Just as importantly, the program carries debt of only $15,875, roughly half the national median of $26,880. That combination produces a debt-to-earnings ratio of 0.37, meaning graduates can theoretically pay off their loans in less than five months of earnings—a remarkably favorable position for an arts degree.
The Oklahoma comparison adds nuance. While UCO trails the University of Oklahoma slightly in first-year earnings, it ranks at the 60th percentile statewide and delivers stronger long-term growth, with earnings jumping to $51,938 by year four (a 22% increase). That trajectory suggests the program builds practical skills that gain value in the workplace. The debt advantage is even more pronounced at the state level, where typical Oklahoma design programs carry $27,000 in loans—nearly double UCO's figure.
For families concerned about the financial viability of an arts degree, this program addresses those worries directly. The combination of above-average earnings and exceptionally low debt means graduates enter the workforce with flexibility rather than financial pressure. At an accessible institution with an 82% admission rate, UCO offers a genuine pathway into design careers without the crushing debt loads that often accompany creative fields.
Where University of Central Oklahoma Stands
Earnings vs. debt across all design and applied arts bachelors's programs nationally
Earnings Distribution
How University of Central Oklahoma graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Central Oklahoma | $42,619 | $51,938 | +22% |
| Carnegie Mellon University | $66,274 | $126,932 | +92% |
| Northeastern University | $49,727 | $81,078 | +63% |
| The University of Texas at Austin | $44,506 | $76,309 | +71% |
| Oklahoma Christian University | $31,466 | $45,924 | +46% |
Compare to Similar Programs in Oklahoma
Design and Applied Arts bachelors's programs at peer institutions in Oklahoma (9 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,522 | $42,619 | $51,938 | $15,875 | 0.37 | |
| $9,595 | $37,755 | — | $27,000 | 0.72 | |
| $25,900 | $31,466 | $45,924 | $27,000 | 0.86 | |
| National Median | — | $33,563 | — | $26,880 | 0.80 |
Career Paths
Occupations commonly associated with design and applied arts graduates
Art Directors
Special Effects Artists and Animators
Web and Digital Interface Designers
Video Game Designers
Architecture Teachers, Postsecondary
Art, Drama, and Music Teachers, Postsecondary
Fashion Designers
Commercial and Industrial Designers
Set and Exhibit Designers
Interior Designers
Graphic Designers
Artists and Related Workers, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Oklahoma, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 39 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.