Liberal Arts and Sciences, General Studies and Humanities at University of Cincinnati-Clermont College
Associate's Degree
Analysis
UC-Clermont's liberal arts associate degree costs significantly more than typical programs while delivering below-average outcomes for Ohio. Graduates earn $31,462 their first year—solid compared to the national pool (79th percentile) but trailing the Ohio median of $33,847 by over $2,000. The real concern is the $20,500 debt load, which exceeds both state and national norms by substantial margins. While the 0.65 debt-to-earnings ratio isn't catastrophic, you're paying premium prices for middle-of-the-pack Ohio results.
The economics become clearer when you look at alternatives within the state. Marion Technical College's liberal arts graduates earn $51,927—65% more—and several Ohio University regional campuses deliver earnings above $36,000. Even accounting for different student populations (just 11% of UC-Clermont students receive Pell grants, suggesting a relatively advantaged student body), this program appears expensive relative to what it delivers in Ohio's community college landscape.
For families considering this path, understand you're financing a credential that opens doors but starts with higher debt than 95% of similar programs nationwide. If UC-Clermont offers specific transfer advantages or geographic convenience that matter to your situation, the numbers aren't disqualifying—but investigate whether nearby Ohio University campuses or Marion Tech might provide better value for the same two-year investment.
Where University of Cincinnati-Clermont College Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Cincinnati-Clermont College graduates compare to all programs nationally
University of Cincinnati-Clermont College graduates earn $31k, placing them in the 79th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.
Compare to Similar Programs in Ohio
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Ohio (76 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Cincinnati-Clermont College | $31,462 | — | $20,500 | 0.65 |
| Marion Technical College | $51,927 | $51,765 | $12,812 | 0.25 |
| Franciscan University of Steubenville | $43,602 | — | $20,199 | 0.46 |
| Ohio University-Chillicothe Campus | $36,942 | $30,774 | $23,228 | 0.63 |
| Ohio University-Eastern Campus | $36,942 | $30,774 | $23,228 | 0.63 |
| Ohio University-Southern Campus | $36,942 | $30,774 | $23,228 | 0.63 |
| National Median | $27,248 | — | $10,950 | 0.40 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Ohio
Compare tuition, earnings, and debt across Ohio schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Marion Technical College Marion | $6,475 | $51,927 | $12,812 |
| Franciscan University of Steubenville Steubenville | $32,630 | $43,602 | $20,199 |
| Ohio University-Chillicothe Campus Chillicothe | $6,178 | $36,942 | $23,228 |
| Ohio University-Eastern Campus Saint Clairsville | $6,178 | $36,942 | $23,228 |
| Ohio University-Southern Campus Ironton | $6,178 | $36,942 | $23,228 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Cincinnati-Clermont College, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 31 graduates with reported earnings and 95 graduates with debt data. Small samples may not be representative.