Liberal Arts and Sciences, General Studies and Humanities at University of Cincinnati-Clermont College
Associate's Degree
ucclermont.eduAnalysis
UC-Clermont's liberal arts associate degree costs significantly more than typical programs while delivering below-average outcomes for Ohio. Graduates earn $31,462 their first year—solid compared to the national pool (79th percentile) but trailing the Ohio median of $33,847 by over $2,000. The real concern is the $20,500 debt load, which exceeds both state and national norms by substantial margins. While the 0.65 debt-to-earnings ratio isn't catastrophic, you're paying premium prices for middle-of-the-pack Ohio results.
The economics become clearer when you look at alternatives within the state. Marion Technical College's liberal arts graduates earn $51,927—65% more—and several Ohio University regional campuses deliver earnings above $36,000. Even accounting for different student populations (just 11% of UC-Clermont students receive Pell grants, suggesting a relatively advantaged student body), this program appears expensive relative to what it delivers in Ohio's community college landscape.
For families considering this path, understand you're financing a credential that opens doors but starts with higher debt than 95% of similar programs nationwide. If UC-Clermont offers specific transfer advantages or geographic convenience that matter to your situation, the numbers aren't disqualifying—but investigate whether nearby Ohio University campuses or Marion Tech might provide better value for the same two-year investment.
Where University of Cincinnati-Clermont College Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Earnings Distribution
How University of Cincinnati-Clermont College graduates compare to all programs nationally
Compare to Similar Programs in Ohio
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Ohio (76 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,554 | $31,462 | — | $20,500 | 0.65 | |
| $6,475 | $51,927 | $51,765 | $12,812 | 0.25 | |
| $32,630 | $43,602 | — | $20,199 | 0.46 | |
| $6,178 | $36,942 | $30,774 | $23,228 | 0.63 | |
| $6,178 | $36,942 | $30,774 | $23,228 | 0.63 | |
| $6,178 | $36,942 | $30,774 | $23,228 | 0.63 | |
| National Median | — | $27,248 | — | $10,950 | 0.40 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Cincinnati-Clermont College, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 31 graduates with reported earnings and 95 graduates with debt data. Small samples may not be representative.