Median Earnings (1yr)
$48,914
51st percentile (40th in OH)
Median Debt
$20,970
2% below national median
Debt-to-Earnings
0.43
Manageable
Sample Size
29
Limited data

Analysis

The University of Cincinnati's math program sits squarely in the middle nationally, but there's a puzzling gap when you look closer at Ohio: graduates here earn less than the state median ($48,914 vs. $49,228), landing in just the 40th percentile among Ohio math programs. That's particularly notable when nearby Kent State and Ohio State math graduates are pulling $52,000-$54,000+ at the same career stage. For an R1 research university with Cincinnati's resources, this trailing position within the state raises questions about whether the program is maximizing its potential value.

The debt picture is manageable—$20,970 translates to a 0.43 debt-to-earnings ratio, meaning graduates owe less than half their first-year salary. That's solid. But when Kent State graduates are earning $5,500 more annually with comparable debt loads, the opportunity cost becomes real money over a career.

Here's the catch: this data comes from fewer than 30 graduates, so these numbers could swing significantly with a larger sample. If your student is drawn to Cincinnati specifically for its co-op program or urban research opportunities, those factors might outweigh the earnings lag. But if you're choosing between Ohio math programs purely on outcomes, the data suggests looking at the programs consistently outperforming this one by $3,000-$5,000 per year.

Where University of Cincinnati-Main Campus Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

University of Cincinnati-Main CampusOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Cincinnati-Main Campus graduates compare to all programs nationally

University of Cincinnati-Main Campus graduates earn $49k, placing them in the 51th percentile of all mathematics bachelors programs nationally.

Compare to Similar Programs in Ohio

Mathematics bachelors's programs at peer institutions in Ohio (56 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Cincinnati-Main Campus$48,914$20,9700.43
Kent State University at Kent$54,367$19,2500.35
Kent State University at Stark$54,367$19,2500.35
Ohio State University-Main Campus$52,921$58,860$20,5000.39
Miami University-Oxford$49,541$18,8500.38
Bowling Green State University-Main Campus$46,678$60,748$24,0000.51
National Median$48,772$21,5000.44

Other Mathematics Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Kent State University at Kent
Kent
$12,846$54,367$19,250
Kent State University at Stark
North Canton
$7,272$54,367$19,250
Ohio State University-Main Campus
Columbus
$12,859$52,921$20,500
Miami University-Oxford
Oxford
$17,809$49,541$18,850
Bowling Green State University-Main Campus
Bowling Green
$14,081$46,678$24,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Cincinnati-Main Campus, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 29 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.