Analysis
A bachelor's in social work is rarely a path to quick financial returns, and estimates from comparable Colorado programs suggest UCCS follows that pattern—with projected first-year earnings around $41,000 against roughly $27,000 in debt. The debt-to-earnings ratio of 0.66 isn't alarming on its face, but context matters: social work salaries typically grow slowly, and many positions require a master's degree for advancement. Your child could be looking at years of modest paychecks before seeing meaningful salary increases.
What makes this trickier is that we're working with estimates, not actual graduate outcomes. The DOE suppresses data when graduate samples are too small, so these figures are drawn from peer programs across Colorado. The good news? UCCS appears roughly aligned with state norms—comparable programs at Metro State and Colorado Mesa report slightly higher earnings, while CSU-Fort Collins shows slightly lower. Nationally, Colorado social work graduates generally earn more than the typical $37,000 seen elsewhere, likely reflecting the state's higher cost of living.
If your child is committed to social work as a calling rather than a career optimization, this program seems workable financially—the debt burden is manageable relative to expected income. But be clear-eyed: this is a field where financial security often requires either pursuing a graduate degree or finding satisfaction in modest but stable earnings serving others.
Where University of Colorado Colorado Springs Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Colorado
Social Work bachelors's programs at peer institutions in Colorado (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,712 | $40,998* | — | $26,893* | — | |
| $10,780 | $44,015* | $50,031 | $29,578* | 0.67 | |
| $9,712 | $42,254* | — | $25,000* | 0.59 | |
| $9,401 | $39,742* | $41,939 | $28,785* | 0.72 | |
| $12,896 | $38,134* | $45,631 | $23,387* | 0.61 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Colorado Colorado Springs, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in CO. Actual outcomes may vary.