Analysis
Physics programs in Ohio typically produce stronger first-year outcomes than the national estimates suggest for University of Dayton's program. Similar programs across the state report a median starting salary of $53,504—about $6,000 higher than the $47,670 estimated here based on national benchmarks. Ohio State, the only in-state comparison with actual reported data, matches that higher figure exactly. This gap matters when you're looking at whether the program justifies its cost.
The estimated debt load of $23,120 aligns closely with both state and national norms for physics degrees, keeping the debt-to-earnings ratio at a manageable 0.49. That's less than half of first-year salary, which normally signals reasonable financial positioning. However, the concern here isn't the debt itself—it's whether the program delivers earnings competitive with other Ohio physics degrees. A $6,000 annual earnings difference compounds significantly over a career, potentially representing $150,000+ in lifetime earnings depending on growth trajectories.
Before committing, push the department for placement outcomes. Where do their physics graduates actually land? If they're feeding into graduate programs or specialized industries with deferred but strong earnings potential, the lower initial figure might be misleading. But if graduates are simply earning less than peers at comparable Ohio schools, that's a red flag worth investigating further before signing on.
Where University of Dayton Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Ohio
Physics bachelors's programs at peer institutions in Ohio (37 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $47,600 | $47,670* | — | $23,120* | — | |
| $12,859 | $53,504* | $72,007 | $23,357* | 0.44 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Dayton, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.