Analysis
Physics graduates from the University of Denver face a disconnect between the program's selective reputation and the likely earnings trajectory. Based on comparable physics programs in Colorado, first-year earnings around $42,000 trail the national median of $47,700 by roughly $6,000. With estimated debt of $23,000—close to typical for physics bachelor's programs—the financial picture isn't disastrous, but it raises questions about value given DU's private school tuition. Colorado State, for context, reports graduates earning over $51,000, suggesting a meaningful earnings gap among the state's programs.
The 0.55 debt-to-earnings ratio sits in manageable territory, meaning graduates would dedicate about half their first-year salary to debt under standard repayment. Physics degrees typically lead to stronger earnings growth over time as graduates move into technical roles or pursue advanced degrees, but the lower starting point matters—especially if you're carrying private loan debt that compounds during graduate school. The modest 15% Pell Grant population suggests most families here are paying substantial tuition, which makes the earnings estimate more concerning than it would be at a lower-cost public alternative.
The core question: are you paying for the DU network and smaller classes, or could your child access similar physics career outcomes at CSU or CU Boulder for significantly less? Without actual program-specific data, it's impossible to know if DU produces meaningfully different results than suggested by these state estimates.
Where University of Denver Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Colorado
Physics bachelors's programs at peer institutions in Colorado (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $59,340 | $41,874* | — | $23,120* | — | |
| $12,896 | $51,927* | — | —* | — | |
| $16,430 | $41,874* | $50,697 | $20,635* | 0.49 | |
| $12,010 | $34,373* | — | $27,000* | 0.79 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Denver, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in CO. Actual outcomes may vary.