Analysis
A 0.70 debt-to-earnings ratio places this program in reasonable territory for education majors, though the $27,000 in estimated debt sits notably below Iowa's typical $32,000 for bachelor's-level education programs. Based on comparable education programs nationally, first-year earnings around $38,660 reflect the standard reality of teacher salaries—adequate for managing this debt load, but hardly generous. The University of Dubuque's 40% Pell-eligible population suggests many students here are already working with constrained family resources, making even moderate debt levels consequential.
What matters most is that teaching careers offer predictable salary progressions and strong benefits packages, which aren't captured in first-year numbers. The lower-than-state-average estimated debt here works in graduates' favor, particularly if your child qualifies for teacher loan forgiveness programs that can eliminate a significant portion of federal loans after several years in qualifying schools. The 87% admission rate and modest SAT scores indicate an accessible program, but education degrees depend more on student teaching experiences and state licensure outcomes than institutional selectivity.
The key question is whether your child is genuinely committed to teaching—this debt level is manageable within that profession but would feel heavier in any career pivot. If teaching is the plan and University of Dubuque's smaller setting appeals, the estimated financial picture suggests a workable path, though you'll want to confirm actual licensure pass rates and job placement support before committing.
Where University of Dubuque Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,065 | $38,660* | — | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Dubuque, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.