Analysis
University of Florida's Human Development program combines strong earnings growth with unusually low debt—a combination that's rare in this field. Starting at $35,759 and climbing to $45,064 by year four (26% growth), graduates earn more than most peers nationally and outpace the Florida median by over $12,000. More impressive: they graduate with just $17,296 in debt, roughly $8,000 below the national median and even lower than the Florida average. That translates to a debt-to-earnings ratio of 0.48, meaning graduates owe less than half their first-year salary—manageable by almost any standard.
Context matters here. While UF's program doesn't top the state rankings (Florida State's program actually shows lower starting earnings at $29,690), UF graduates hit the 60th percentile in Florida and 71st nationally. The combination of upward trajectory and minimal debt burden makes this particularly noteworthy. Among the four schools offering this program in Florida, UF delivers competitive earnings without saddling graduates with heavy loans.
For parents concerned about ROI in a helping profession, this program offers a clearer path forward than most. The low debt means graduates have flexibility to pursue graduate school, accept lower-paying but fulfilling positions, or build financial stability early. The moderate sample size suggests these outcomes are reasonably consistent.
Where University of Florida Stands
Earnings vs. debt across all human development, family studies, bachelors's programs nationally
Earnings Distribution
How University of Florida graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Florida | $35,759 | $45,064 | +26% |
| Cornell University | $38,401 | $61,634 | +61% |
| University of Illinois Urbana-Champaign | $29,762 | $53,297 | +79% |
| California State University-East Bay | $41,195 | $53,103 | +29% |
| Florida State University | $29,690 | $48,264 | +63% |
Compare to Similar Programs in Florida
Human Development, Family Studies, bachelors's programs at peer institutions in Florida (4 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,381 | $35,759 | $45,064 | $17,296 | 0.48 | |
| $5,656 | $29,690 | $48,264 | $20,000 | 0.67 | |
| National Median | — | $33,543 | — | $25,000 | 0.75 |
Career Paths
Occupations commonly associated with human development, family studies, graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Family and Consumer Sciences Teachers, Postsecondary
Social and Human Service Assistants
Preschool Teachers, Except Special Education
Childcare Workers
Nannies
Social Scientists and Related Workers, All Other
Community and Social Service Specialists, All Other
Farm and Home Management Educators
Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Florida, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 89 graduates with reported earnings and 96 graduates with debt data. Small samples may not be representative.