Analysis
Taking on $27,000 in debt for first-year earnings around $38,660 creates a manageable but tight financial situation for new teachers. Based on national benchmarks for education bachelor's programs, these estimated figures land squarely in the middle—the debt-to-earnings ratio of 0.70 suggests graduates would dedicate roughly 15-17% of their gross income to loan payments under standard repayment, which is workable but leaves little room for financial surprises in those early career years.
Connecticut's teaching market typically produces stronger outcomes than what these national estimates suggest for Hartford graduates. The state median for education bachelor's programs sits at $41,129—about $2,500 higher than the estimated figure here—with lower debt burdens around $25,000. That gap matters when you're living in one of the nation's more expensive states. Whether Hartford's program connects graduates to Connecticut's better-paying districts or channels them toward lower-paying positions will significantly affect the actual return on investment.
The core challenge is that these estimates don't tell you where Hartford's education graduates actually land or what they earn. If the program has strong placement relationships with Connecticut school districts, the reality could match or exceed state norms. If graduates struggle to find positions in-state or end up in lower-paying roles, they could face a tougher payoff period than these middle-of-the-road numbers suggest. Before committing, get specific placement data directly from Hartford's education department—where do recent graduates teach, and what do they actually earn?
Where University of Hartford Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs in Connecticut
Education bachelors's programs at peer institutions in Connecticut (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $47,647 | $38,660* | — | $27,000* | — | |
| $12,828 | $41,129* | $47,403 | $25,000* | 0.61 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Hartford, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.