Mathematics at University of Illinois Chicago

A debt load around $20,600 for a mathematics degree is manageable, especially when similar programs in Illinois suggest first-year earnings just above $52,000. That debt-to-earnings ratio of 0.39 means graduates from comparable programs typically owe less than 40 cents for every dollar they earn in their first year—well within the threshold financial advisors consider sustainable. UIC serves a student body where half receive Pell grants, making that relatively modest debt figure particularly meaningful for families weighing college affordability.

The earnings trajectory tells an interesting story. Based on peer programs across Illinois, mathematics graduates start around $52,600, and by year four they're earning nearly identical amounts at $52,957. This flat trajectory is unusual—most fields show growth during those early career years. It could reflect the nature of entry-level mathematics positions, or it might suggest graduates are taking time to pursue additional credentials or transition into higher-paying quantitative roles. Either way, it's worth understanding that the immediate financial return appears stable rather than rapidly ascending.

For context, UIC's estimated outcomes align closely with the state median and sit comfortably above the national benchmark of $48,772. The elite Chicago options like University of Chicago and Northwestern command significantly higher starting salaries, but they also come with different price tags and admission standards. If your child is looking at UIC's 79% admission rate as an accessible path into a quantitative field, the estimated debt-to-earnings picture suggests a reasonable financial foundation—just recognize these figures reflect broader patterns rather than this specific program's proven track record.