Median Earnings (1yr)
$60,660
46th percentile
Median Debt
$25,407
7% above national median
Debt-to-Earnings
0.42
Manageable
Sample Size
24
Limited data

Analysis

Among Iowa's limited options for international business credentials, University of Iowa's certificate program outperforms the state median—though with only one program in Iowa, that comparison matters less than the national picture. Graduates here earn slightly below the national median ($60,660 versus $61,495), landing in the 46th percentile nationally. The debt load of $25,407 translates to a manageable 0.42 debt-to-earnings ratio, meaning graduates carry less than half a year's salary in debt—better than about 73% of similar programs nationwide.

The 16% earnings growth over four years is encouraging, bringing median pay to just over $70,000. For a certificate program at a broad-access institution (85% admission rate), these outcomes are reasonable, particularly if your child already has some college credits and wants to add international business credentials quickly. The relatively low debt burden makes this less risky than many alternatives.

The critical caveat: this data comes from fewer than 30 graduates, so individual outcomes could vary significantly from these medians. If your child is considering this as a standalone credential rather than pairing it with a bachelor's degree, verify how employers in their target industry value certificate programs versus full degrees. The numbers suggest this won't leave graduates in a debt trap, but for specialized international business roles, a full degree might open more doors.

Where University of Iowa Stands

Earnings vs. debt across all international business certificate's programs nationally

University of IowaOther international business programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Iowa graduates compare to all programs nationally

University of Iowa graduates earn $61k, placing them in the 46th percentile of all international business certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

International Business certificate's programs at peer institutions in Iowa

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Iowa$60,660$70,114$25,4070.42
National Median$61,495—$23,7040.39

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Iowa, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.