Analysis
Geography programs in Kentucky cluster tightly around $38,000 in first-year earnings, and University of Kentucky appears positioned right in that range. With peer programs nationally suggesting starting salaries near $39,000 and a debt load around $22,000, this bachelor's degree presents a debt-to-earnings ratio of 0.58—well within manageable territory. That's roughly six months of gross income, assuming standard loan repayment terms.
The challenge here isn't the numbers themselves but what they reveal about geography as a career pathway. These estimated earnings fall below what many STEM fields command, yet the debt burden remains moderate compared to more expensive programs. Similar geography programs across the country show that higher earners (75th percentile at about $43,000) only see a modest bump, suggesting this field doesn't reward experience with dramatic salary growth in those critical early years. For context, comparable programs at University of Louisville report nearly identical outcomes.
Here's the practical takeaway: if your child is genuinely drawn to geography and cartography—particularly with GIS skills increasingly valuable in urban planning, environmental consulting, or logistics—this program won't saddle them with crushing debt. But they should enter with clear career plans, since the field doesn't offer the earnings cushion that forgives vague post-graduation wandering. The debt is reasonable; the salary requires intentionality.
Where University of Kentucky Stands
Earnings vs. debt across all geography and cartography bachelors's programs nationally
Compare to Similar Programs in Kentucky
Geography and Cartography bachelors's programs at peer institutions in Kentucky (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,212 | $38,726* | — | $22,359* | — | |
| $12,828 | $37,844* | $39,846 | —* | — | |
| National Median | — | $38,726* | — | $22,657* | 0.59 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Kentucky, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.