Median Earnings (1yr)
$39,211
18th percentile (60th in KY)
Median Debt
$22,500
5% above national median
Debt-to-Earnings
0.57
Manageable
Sample Size
27
Limited data

Analysis

University of Kentucky's mathematics program sits in an interesting position: while it underperforms the national average by about $9,500 in first-year earnings, it actually leads the state by a wide margin. Graduates here earn 75% more than Kentucky's median math major and roughly $15,000 more than the next-best option in the state. The $22,500 debt load is manageable—just over half of first-year income—and strong earnings growth pushes median pay to nearly $56,000 by year four.

The national comparison deserves context. Mathematics programs vary enormously depending on whether graduates pursue teaching, actuarial work, data science, or graduate school. UK's 18th percentile ranking nationally likely reflects Kentucky's lower cost of living and fewer high-paying tech corridors rather than program quality issues. For families planning to stay in the region, this program delivers the strongest mathematics training in the state at a reasonable price point.

The critical caveat: this data comes from fewer than 30 graduates, so individual outcomes could vary significantly. Still, for Kentucky residents choosing between in-state options, UK mathematics offers the clearest path to solid earnings among public universities. Parents should expect a four-to-five-year timeline before their graduate reaches comfortable income levels, but the debt burden won't be crushing during that period.

Where University of Kentucky Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

University of KentuckyOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Kentucky graduates compare to all programs nationally

University of Kentucky graduates earn $39k, placing them in the 18th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Mathematics bachelors's programs at peer institutions in Kentucky (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Kentucky$39,211$55,698$22,5000.57
Morehead State University$24,257$39,949$24,2181.00
National Median$48,772—$21,5000.44

Other Mathematics Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Morehead State University
Morehead
$9,838$24,257$24,218

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Kentucky, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.