Analysis
University of Louisville's social work graduates start at $35,257—below the national median but exactly matching Kentucky's average for the field. More encouraging is where they land four years later: $40,047 represents 14% earnings growth and puts them above the typical social work trajectory. Among Kentucky's 15 social work programs, this ranks in the 60th percentile, trailing only a few competitors like Brescia and Northern Kentucky. At an 81% admission rate with manageable debt of $25,209, Louisville delivers the accessibility many social work students need.
The debt-to-earnings ratio of 0.72 is reasonable for a helping profession known for modest starting salaries. Graduates can realistically manage monthly payments on typical social work income. The fact that earnings climb noticeably by year four suggests career progression is working—perhaps driven by Louisville's connections to local social service agencies and healthcare systems. The moderate sample size gives this data credibility without cherry-picking outliers.
For Kentucky families, Louisville represents a solid in-state option that performs at the state median initially but shows better mid-career momentum than half its competitors. The combination of accessible admissions, controlled debt, and steady earnings growth makes this a practical choice for students committed to social work, though they shouldn't expect financial windfalls in a field where purpose typically outweighs paychecks.
Where University of Louisville Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How University of Louisville graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Louisville | $35,257 | $40,047 | +14% |
| Brescia University | $37,841 | $43,165 | +14% |
| Eastern Kentucky University | $33,575 | $40,235 | +20% |
| Northern Kentucky University | $37,037 | $39,098 | +6% |
| University of Kentucky | $36,312 | $38,817 | +7% |
Compare to Similar Programs in Kentucky
Social Work bachelors's programs at peer institutions in Kentucky (15 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,828 | $35,257 | $40,047 | $25,209 | 0.72 | |
| $30,450 | $37,841 | $43,165 | $49,254 | 1.30 | |
| $10,896 | $37,037 | $39,098 | $28,906 | 0.78 | |
| $13,212 | $36,312 | $38,817 | $26,875 | 0.74 | |
| $9,838 | $35,300 | $35,689 | $32,002 | 0.91 | |
| $26,990 | $34,852 | $38,356 | $27,360 | 0.79 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Louisville, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.