Median Earnings (1yr)
$35,257
37th percentile (60th in KY)
Median Debt
$25,209
4% below national median
Debt-to-Earnings
0.72
Manageable
Sample Size
30
Adequate data

Analysis

University of Louisville's social work graduates start at $35,257—below the national median but exactly matching Kentucky's average for the field. More encouraging is where they land four years later: $40,047 represents 14% earnings growth and puts them above the typical social work trajectory. Among Kentucky's 15 social work programs, this ranks in the 60th percentile, trailing only a few competitors like Brescia and Northern Kentucky. At an 81% admission rate with manageable debt of $25,209, Louisville delivers the accessibility many social work students need.

The debt-to-earnings ratio of 0.72 is reasonable for a helping profession known for modest starting salaries. Graduates can realistically manage monthly payments on typical social work income. The fact that earnings climb noticeably by year four suggests career progression is working—perhaps driven by Louisville's connections to local social service agencies and healthcare systems. The moderate sample size gives this data credibility without cherry-picking outliers.

For Kentucky families, Louisville represents a solid in-state option that performs at the state median initially but shows better mid-career momentum than half its competitors. The combination of accessible admissions, controlled debt, and steady earnings growth makes this a practical choice for students committed to social work, though they shouldn't expect financial windfalls in a field where purpose typically outweighs paychecks.

Where University of Louisville Stands

Earnings vs. debt across all social work bachelors's programs nationally

University of LouisvilleOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Louisville graduates compare to all programs nationally

University of Louisville graduates earn $35k, placing them in the 37th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Social Work bachelors's programs at peer institutions in Kentucky (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Louisville$35,257$40,047$25,2090.72
Brescia University$37,841$43,165$49,2541.30
Northern Kentucky University$37,037$39,098$28,9060.78
University of Kentucky$36,312$38,817$26,8750.74
Morehead State University$35,300$35,689$32,0020.91
Campbellsville University$34,852$38,356$27,3600.79
National Median$37,296—$26,3620.71

Other Social Work Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Brescia University
Owensboro
$30,450$37,841$49,254
Northern Kentucky University
Highland Heights
$10,896$37,037$28,906
University of Kentucky
Lexington
$13,212$36,312$26,875
Morehead State University
Morehead
$9,838$35,300$32,002
Campbellsville University
Campbellsville
$26,990$34,852$27,360

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Louisville, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.