Analysis
A bachelor's in education from UMaine carries an estimated $24,333 in debt—roughly $2,200 below the national median for education programs—while similar programs nationally produce first-year earnings around $38,660. That 0.63 debt-to-earnings ratio suggests manageable repayment: about eight months of gross salary, which is reasonable territory for a field known for stable employment and pension benefits that don't appear in these figures. The financial picture looks workable, particularly since Maine's teacher salaries tend to include strong benefits packages and loan forgiveness programs for educators serving in-state.
What complicates the assessment is that these figures are estimates drawn from peer programs nationally, not actual outcomes for UMaine education graduates specifically. Maine has only four institutions offering bachelor's degrees in education, and none have publicly reported earnings data, making it difficult to gauge how this program stacks up locally. Education is one of those fields where geographic factors matter enormously—starting salaries vary significantly by district, and Maine's rural school systems often face different staffing challenges than urban areas elsewhere.
The debt load seems reasonable for a teaching career, but you're investing based on patterns from comparable programs rather than verified outcomes from this particular school. Before committing, confirm UMaine's teacher certification pass rates and ask where recent graduates are actually working and earning—that concrete information matters more than national averages when the salary your child earns will depend on which Maine district hires them.
Where University of Maine Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,606 | $38,660* | — | $24,333* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.