Analysis
In Texas, engineering programs typically produce starting salaries around $68,800, but University of Mary Hardin-Baylor's graduates begin closer to $63,800—solidly in the lower half for the state. Combined with an estimated debt load of $26,500 (based on similar programs at the school), the debt-to-earnings ratio of 0.41 looks reasonable on paper, but the earnings gap matters more than it might initially appear. Over a career, starting $5,000 below the state median compounds significantly, especially when peer programs like Texas Christian University are launching graduates at nearly $74,000.
The challenge here isn't the debt—that's actually in line with national engineering norms and manageable for this field. It's the earning power. Being at the 40th percentile among Texas engineering programs suggests this degree opens fewer doors to the higher-paying industrial or tech sector roles that typically justify engineering's rigorous curriculum. The school's 95% admission rate and modest SAT averages (1098) may signal that recruiting and placement pipelines differ from more selective engineering programs, which often matters as much as curriculum quality in this field.
For families weighing this program, the key question is whether saving potential tuition dollars here (versus a flagship state school or higher-ranked private) offsets the lower starting trajectory. The estimated figures add uncertainty, but the earnings gap with peer Texas programs is the clearer concern.
Where University of Mary Hardin-Baylor Stands
Earnings vs. debt across all engineering bachelors's programs nationally
Earnings Distribution
How University of Mary Hardin-Baylor graduates compare to all programs nationally
Compare to Similar Programs in Texas
Engineering bachelors's programs at peer institutions in Texas (14 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,150 | $63,830 | — | $26,459* | — | |
| $57,220 | $73,774 | $89,278 | $22,944* | 0.31 | |
| National Median | — | $67,911 | — | $26,056* | 0.38 |
Career Paths
Occupations commonly associated with engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
Microsystems Engineers
Photonics Engineers
Robotics Engineers
Nanosystems Engineers
Wind Energy Engineers
Solar Energy Systems Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mary Hardin-Baylor, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.