Median Earnings (1yr)
$34,020
52nd percentile (60th in MD)
Median Debt
$21,531
20% below national median
Debt-to-Earnings
0.63
Manageable
Sample Size
36
Adequate data

Analysis

UMBC's Design and Applied Arts program stands out in Maryland's arts education landscape, ranking in the 60th percentile statewide with first-year earnings of $34,020—significantly higher than the state median of $27,969. More importantly, graduates see robust income growth, with earnings jumping 34% to $45,665 by year four. This trajectory matters because many arts programs plateau early; UMBC's steady climb suggests graduates are building sustainable creative careers rather than just finding any initial job.

The debt picture requires attention. At $21,531, graduates carry less than peer schools in Maryland (where the median is $27,000), but the program ranks in the 84th percentile nationally for debt levels—meaning most comparable programs nationwide graduate students with less debt. The saving grace is that first-year earnings are strong enough to keep the debt-to-income ratio manageable at 0.63, and that ratio only improves as earnings grow.

For parents weighing this investment, the key insight is trajectory over starting point. Your child likely won't launch into a high salary immediately, but UMBC graduates in this field demonstrate real earning power by year four. Among Maryland's limited arts options, this program delivers better outcomes than the more prestigious Maryland Institute College of Art while maintaining lower debt than other in-state alternatives.

Where University of Maryland-Baltimore County Stands

Earnings vs. debt across all design and applied arts bachelors's programs nationally

University of Maryland-Baltimore CountyOther design and applied arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland-Baltimore County graduates compare to all programs nationally

University of Maryland-Baltimore County graduates earn $34k, placing them in the 52th percentile of all design and applied arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Design and Applied Arts bachelors's programs at peer institutions in Maryland (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland-Baltimore County$34,020$45,665$21,5310.63
Stevenson University$27,969$48,404$27,0000.97
Maryland Institute College of Art$27,246$45,271$27,0000.99
National Median$33,563—$26,8800.80

Other Design and Applied Arts Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Stevenson University
Owings Mills
$39,708$27,969$27,000
Maryland Institute College of Art
Baltimore
$55,150$27,246$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-Baltimore County, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 36 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.