Analysis
A 0.60 debt-to-earnings ratio sits in reasonable territory—comparable Family and Consumer Economics programs nationally suggest first-year earnings around $40,000 against roughly $24,000 in debt. For a University of Maryland-College Park degree, however, there's a disconnect worth examining. This is a highly selective institution (45% admission rate, 1463 average SAT) where students are competing for admission with strong credentials, yet the career trajectory here appears modest relative to that selectivity.
The challenge is that Family and Consumer Economics is a small program nationally—just 31 schools offer it—and Maryland has only one, making meaningful comparisons difficult. Peer programs suggest manageable monthly loan payments of around $270 on a $40,000 salary, but that assumes graduates quickly find positions utilizing their degree. The field typically leads to roles in consumer services, education, or social services where advancement matters more than starting salary.
Here's the practical question: Is this the right major at this particular university? Maryland-College Park offers numerous programs with stronger earning potential that would leverage the institution's reputation more effectively. If your child is committed to consumer economics specifically, this pathway makes sense, but if they're still exploring, other majors at this school would likely provide better returns on both the tuition investment and their competitive admission.
Where University of Maryland-College Park Stands
Earnings vs. debt across all family and consumer economics bachelors's programs nationally
Compare to Similar Programs Nationally
Family and Consumer Economics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,505 | $40,141* | — | $24,271* | — | |
| $11,852 | $53,997* | $67,444 | $27,750* | 0.51 | |
| $14,130 | $50,614* | $63,412 | $27,000* | 0.53 | |
| $11,180 | $48,620* | $60,003 | $22,652* | 0.47 | |
| $12,859 | $46,474* | $56,870 | $25,000* | 0.54 | |
| $11,450 | $45,666* | $44,434 | $19,822* | 0.43 | |
| National Median | — | $40,141* | — | $24,270* | 0.60 |
Career Paths
Occupations commonly associated with family and consumer economics graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.