Median Earnings (1yr)
$41,157
95th percentile
Median Debt
$19,533
22% below national median
Debt-to-Earnings
0.47
Manageable
Sample Size
115
Adequate data

Analysis

UMD's Human Development and Family Studies program significantly outperforms both national and state benchmarks, with graduates earning $41,157 their first year—about 23% more than the national median and 20% more than Maryland's median. Relative debt of $19,533 creates a favorable 0.47 debt-to-earnings ratio, meaning graduates owe less than half their first-year salary. This positions it in the 95th percentile nationally for earnings, making it one of the strongest programs of its kind in the country. Within Maryland's five schools offering this degree, it ranks in the 60th percentile—solid but not exceptional at the state level, as other Maryland programs cluster closer together in earnings.

The 23% earnings bump to $50,796 by year four suggests genuine career progression rather than stagnation. While these aren't tech-sector salaries, they're respectable for a helping profession, and the debt load won't become a financial albatross. The program's strong national showing likely reflects UMD's research university advantages—better corporate recruiting, stronger alumni networks, and preparation for graduate school paths that can significantly boost earning potential.

For families weighing this major, the math works far better here than at most schools offering similar degrees. Your child would graduate with manageable debt and earning power that exceeds three-quarters of their peers nationally—a genuine competitive advantage in a field where location and institutional reputation matter more than many realize.

Where University of Maryland-College Park Stands

Earnings vs. debt across all human development, family studies, bachelors's programs nationally

University of Maryland-College ParkOther human development, family studies, programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland-College Park graduates compare to all programs nationally

University of Maryland-College Park graduates earn $41k, placing them in the 95th percentile of all human development, family studies, bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Human Development, Family Studies, bachelors's programs at peer institutions in Maryland (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland-College Park$41,157$50,796$19,5330.47
Stevenson University$34,273$47,639$27,0000.79
Bowie State University$34,257$42,778$26,1250.76
National Median$33,543—$25,0000.75

Other Human Development, Family Studies, Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Stevenson University
Owings Mills
$39,708$34,273$27,000
Bowie State University
Bowie
$8,999$34,257$26,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 115 graduates with reported earnings and 140 graduates with debt data. Small samples may not be representative.