Analysis
UMD's Human Development and Family Studies program significantly outperforms both national and state benchmarks, with graduates earning $41,157 their first year—about 23% more than the national median and 20% more than Maryland's median. Relative debt of $19,533 creates a favorable 0.47 debt-to-earnings ratio, meaning graduates owe less than half their first-year salary. This positions it in the 95th percentile nationally for earnings, making it one of the strongest programs of its kind in the country. Within Maryland's five schools offering this degree, it ranks in the 60th percentile—solid but not exceptional at the state level, as other Maryland programs cluster closer together in earnings.
The 23% earnings bump to $50,796 by year four suggests genuine career progression rather than stagnation. While these aren't tech-sector salaries, they're respectable for a helping profession, and the debt load won't become a financial albatross. The program's strong national showing likely reflects UMD's research university advantages—better corporate recruiting, stronger alumni networks, and preparation for graduate school paths that can significantly boost earning potential.
For families weighing this major, the math works far better here than at most schools offering similar degrees. Your child would graduate with manageable debt and earning power that exceeds three-quarters of their peers nationally—a genuine competitive advantage in a field where location and institutional reputation matter more than many realize.
Where University of Maryland-College Park Stands
Earnings vs. debt across all human development, family studies, bachelors's programs nationally
Earnings Distribution
How University of Maryland-College Park graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Maryland-College Park | $41,157 | $50,796 | +23% |
| Cornell University | $38,401 | $61,634 | +61% |
| University of Illinois Urbana-Champaign | $29,762 | $53,297 | +79% |
| Stevenson University | $34,273 | $47,639 | +39% |
| Bowie State University | $34,257 | $42,778 | +25% |
Compare to Similar Programs in Maryland
Human Development, Family Studies, bachelors's programs at peer institutions in Maryland (5 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,505 | $41,157 | $50,796 | $19,533 | 0.47 | |
| $39,708 | $34,273 | $47,639 | $27,000 | 0.79 | |
| $8,999 | $34,257 | $42,778 | $26,125 | 0.76 | |
| National Median | — | $33,543 | — | $25,000 | 0.75 |
Career Paths
Occupations commonly associated with human development, family studies, graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Family and Consumer Sciences Teachers, Postsecondary
Social and Human Service Assistants
Preschool Teachers, Except Special Education
Childcare Workers
Nannies
Social Scientists and Related Workers, All Other
Community and Social Service Specialists, All Other
Farm and Home Management Educators
Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 115 graduates with reported earnings and 140 graduates with debt data. Small samples may not be representative.