Analysis
A debt-to-earnings ratio of 0.31 signals strong financial fundamentals, though it's worth noting that both figures come from national peer programs rather than UMD's specific outcomes. Based on comparable materials engineering bachelor's programs nationwide, first-year earnings around $74,000 paired with roughly $23,000 in debt means graduates would need about four months of gross income to clear their loans—a manageable burden for an engineering credential. The trajectory looks even better by year four, when median earnings reach $90,000, suggesting steady professional advancement in a field where technical expertise commands premium compensation.
What makes this particularly compelling is that materials engineering isn't widely offered—only 63 schools nationally have programs, and just two in Maryland. This scarcity often translates to stronger employer demand for graduates. UMD's competitive admission profile (45% acceptance rate, 1463 SAT average) suggests rigorous preparation, which typically correlates with better career outcomes than peer institutions might produce. The low Pell grant percentage indicates you're likely paying for access to well-resourced peers and industry connections, not just the curriculum.
The core limitation is that we're extrapolating from similar programs nationwide since UMD's cohort was too small for the Department of Education to report separately. Still, the national benchmarks themselves paint an encouraging picture for materials engineering broadly, and UMD's reputation in STEM fields suggests outcomes should track at or above those averages rather than below them.
Where University of Maryland-College Park Stands
Earnings vs. debt across all materials engineering bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Maryland-College Park | — | $90,182 | — |
| California Polytechnic State University-San Luis Obispo | $74,496 | $98,908 | +33% |
| Massachusetts Institute of Technology | $65,919 | $89,925 | +36% |
| Michigan State University | $78,276 | $87,537 | +12% |
| University of Washington-Seattle Campus | $71,174 | $86,838 | +22% |
Compare to Similar Programs Nationally
Materials Engineering bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,505 | $74,110* | $90,182 | $23,125* | — | |
| $6,381 | $79,200* | $68,938 | —* | — | |
| $60,663 | $78,623* | $86,535 | $31,000* | 0.39 | |
| $15,988 | $78,276* | $87,537 | $27,925* | 0.36 | |
| $9,992 | $78,265* | — | $21,335* | 0.27 | |
| $12,051 | $77,646* | $84,175 | $23,733* | 0.31 | |
| National Median | — | $74,110* | — | $23,250* | 0.31 |
Career Paths
Occupations commonly associated with materials engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Materials Engineers
Engineering Teachers, Postsecondary
Cost Estimators
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.