Analysis
A flagship public university with UMD's selectivity—mid-1400s SAT scores and under 20% admission rate—typically launches graduates into stronger starting positions than the $36,000 first-year salary suggested by comparable social sciences programs. That figure sits squarely at the national median, which may reflect the broad, foundational nature of a general social sciences degree rather than specific career pathways that leverage UMD's reputation and alumni network in the DC-Baltimore corridor.
The estimated debt load of $22,000 is actually manageable relative to the earnings projection, producing a 0.61 debt-to-earnings ratio that falls well below concerning thresholds. Peer programs in Maryland cluster in the same range—Towson and Loyola graduates earn similar amounts—suggesting this isn't unique to UMD but rather characteristic of how social sciences bachelor's degrees translate to initial employment outcomes statewide. The real question is whether this program serves as a stepping stone to graduate education or specialized career tracks where UMD's institutional strength would matter more.
For families paying full out-of-state costs at a flagship, these estimated starting salaries warrant scrutiny. For Maryland residents getting the in-state price, the debt picture is reasonable enough that the decision should hinge on what comes next—law school, policy work, nonprofit leadership—rather than immediate post-graduation earnings alone.
Where University of Maryland-College Park Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Maryland
Social Sciences bachelors's programs at peer institutions in Maryland (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,505 | $36,279* | — | $22,116* | — | |
| $11,306 | $36,279* | $53,684 | $20,500* | 0.57 | |
| $55,480 | $33,993* | $55,596 | $27,000* | 0.79 | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.