Median Earnings (1yr)
$41,071
95th percentile (95th in MD)
Median Debt
$8,250
25% below national median
Debt-to-Earnings
0.20
Manageable
Sample Size
120
Adequate data

Analysis

University of Maryland Global Campus has cracked the code that most associate's liberal arts programs miss entirely. While Maryland's median graduate in this field earns $26,448, UMGC's alumni start at $41,071—matching the very best program in the state (Baltimore City Community College) and ranking in the 95th percentile both statewide and nationally. This isn't a marginal difference; it's a fundamental shift in what an associate's degree in liberal arts can deliver.

The debt picture adds to the appeal. At $8,250, graduates carry less than a year's earnings and about $2,000 less than the state median. Combined with 21% earnings growth over four years, this creates one of the strongest financial profiles you'll find in this category. The robust sample size confirms these aren't fluky numbers from a handful of lucky graduates.

For parents questioning whether a general studies associate's is worth pursuing, UMGC offers compelling evidence that it can be—if you choose the right program. This isn't just competitive within its peer group; it's financially viable in absolute terms, with graduates earning solidly above the national poverty line for a family of four right out of the gate. Among Maryland's 18 programs in this field, UMGC stands alone at the top.

Where University of Maryland Global Campus Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

University of Maryland Global CampusOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland Global Campus graduates compare to all programs nationally

University of Maryland Global Campus graduates earn $41k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Maryland (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland Global Campus$41,071$49,637$8,2500.20
Baltimore City Community College$41,120$39,791$8,8500.22
Prince George's Community College$31,322$44,768$13,4990.43
Wor-Wic Community College$30,763$31,613$6,5000.21
College of Southern Maryland$29,862$36,670$10,6500.36
Community College of Baltimore County$27,852$38,942$13,4690.48
National Median$27,248$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Baltimore City Community College
Baltimore
$3,314$41,120$8,850
Prince George's Community College
Largo
$3,914$31,322$13,499
Wor-Wic Community College
Salisbury
$3,744$30,763$6,500
College of Southern Maryland
La Plata
$4,200$29,862$10,650
Community College of Baltimore County
Baltimore
$4,380$27,852$13,469

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 120 graduates with reported earnings and 138 graduates with debt data. Small samples may not be representative.