Liberal Arts and Sciences, General Studies and Humanities at University of Maryland Global Campus
Associate's Degree
umgc.eduAnalysis
University of Maryland Global Campus has cracked the code that most associate's liberal arts programs miss entirely. While Maryland's median graduate in this field earns $26,448, UMGC's alumni start at $41,071—matching the very best program in the state (Baltimore City Community College) and ranking in the 95th percentile both statewide and nationally. This isn't a marginal difference; it's a fundamental shift in what an associate's degree in liberal arts can deliver.
The debt picture adds to the appeal. At $8,250, graduates carry less than a year's earnings and about $2,000 less than the state median. Combined with 21% earnings growth over four years, this creates one of the strongest financial profiles you'll find in this category. The robust sample size confirms these aren't fluky numbers from a handful of lucky graduates.
For parents questioning whether a general studies associate's is worth pursuing, UMGC offers compelling evidence that it can be—if you choose the right program. This isn't just competitive within its peer group; it's financially viable in absolute terms, with graduates earning solidly above the national poverty line for a family of four right out of the gate. Among Maryland's 18 programs in this field, UMGC stands alone at the top.
Where University of Maryland Global Campus Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Earnings Distribution
How University of Maryland Global Campus graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Maryland Global Campus | $41,071 | $49,637 | +21% |
| Prince George's Community College | $31,322 | $44,768 | +43% |
| Howard Community College | $22,042 | $41,470 | +88% |
| Montgomery College | $20,217 | $40,846 | +102% |
| Frederick Community College | $22,067 | $40,392 | +83% |
Compare to Similar Programs in Maryland
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Maryland (18 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,992 | $41,071 | $49,637 | $8,250 | 0.20 | |
| $3,314 | $41,120 | $39,791 | $8,850 | 0.22 | |
| $3,914 | $31,322 | $44,768 | $13,499 | 0.43 | |
| $3,744 | $30,763 | $31,613 | $6,500 | 0.21 | |
| $4,200 | $29,862 | $36,670 | $10,650 | 0.36 | |
| $4,380 | $27,852 | $38,942 | $13,469 | 0.48 | |
| National Median | — | $27,248 | — | $10,950 | 0.40 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 120 graduates with reported earnings and 138 graduates with debt data. Small samples may not be representative.