Liberal Arts and Sciences, General Studies and Humanities at Wor-Wic Community College
Associate's Degree
worwic.eduAnalysis
Wor-Wic Community College manages something rare in associate-level liberal arts: strong earnings with minimal debt burden. At $30,763 in first-year earnings, graduates earn more than 76% of similar programs nationally and significantly outpace Maryland's state median of $26,448. The $6,500 median debt—less than half the state average—creates a debt-to-earnings ratio of just 0.21, meaning graduates could theoretically pay off their loans in about two and a half months of earnings.
The earnings trajectory stays steady rather than climbing dramatically, with just 3% growth to $31,613 by year four. While programs at Baltimore City or UMD Global Campus show higher earnings potential, those likely serve different student populations with different transfer or workforce goals. For a community college serving a substantial population of Pell recipients (41%), Wor-Wic delivers accessible education without trapping students in debt.
For families prioritizing affordability and immediate workforce entry, this program offers solid footing. The combination of above-average earnings and remarkably low debt means graduates have financial flexibility to either continue their education or enter the workforce without significant monthly loan payments hanging over them.
Where Wor-Wic Community College Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Earnings Distribution
How Wor-Wic Community College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Wor-Wic Community College | $30,763 | $31,613 | +3% |
| University of Maryland Global Campus | $41,071 | $49,637 | +21% |
| Prince George's Community College | $31,322 | $44,768 | +43% |
| Howard Community College | $22,042 | $41,470 | +88% |
| Montgomery College | $20,217 | $40,846 | +102% |
Compare to Similar Programs in Maryland
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Maryland (18 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
 Wor-Wic Community CollegeSalisbury | $3,744 | $30,763 | $31,613 | $6,500 | 0.21 |
 Baltimore City Community CollegeBaltimore | $3,314 | $41,120 | $39,791 | $8,850 | 0.22 |
 University of Maryland Global CampusAdelphi | $7,992 | $41,071 | $49,637 | $8,250 | 0.20 |
 Prince George's Community CollegeLargo | $3,914 | $31,322 | $44,768 | $13,499 | 0.43 |
 College of Southern MarylandLa Plata | $4,200 | $29,862 | $36,670 | $10,650 | 0.36 |
 Community College of Baltimore CountyBaltimore | $4,380 | $27,852 | $38,942 | $13,469 | 0.48 |
| National Median | — | $27,248 | — | $10,950 | 0.40 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wor-Wic Community College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 42 graduates with reported earnings and 49 graduates with debt data. Small samples may not be representative.