Analysis
UMass Amherst's civil engineering program lands squarely in the middle of the pack nationally, but that's actually the concern for Massachusetts families. While graduates start at nearly $70,000 and see respectable growth to over $80,000 by year four, those earnings trail the state median by roughly $3,000 and place this program in just the 40th percentile among Bay State civil engineering degrees. When Worcester Polytechnic and Northeastern grads are earning $76,000+ right out of the gate—with similar debt loads—the flagship university's position becomes harder to justify on pure financial terms.
The saving grace here is the debt picture: $27,000 is manageable, translating to a debt-to-earnings ratio under 0.4. For students receiving in-state tuition (especially important given UMass's relatively low Pell grant percentage), this can still be a solid choice. The 15% earnings bump over four years suggests employers value the degree, even if starting salaries don't match private competitors.
Parents should weigh this as a "safe but not stellar" option. If your child qualifies for the selective private schools in Massachusetts that dominate civil engineering rankings, the $5,000-7,000 annual salary advantage may justify any tuition difference. But for families prioritizing affordability over maximum earnings, UMass delivers competent engineering training without crushing debt—just not the competitive edge that Massachusetts' market seems to reward.
Where University of Massachusetts-Amherst Stands
Earnings vs. debt across all civil engineering bachelors's programs nationally
Earnings Distribution
How University of Massachusetts-Amherst graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts-Amherst | $69,757 | $80,416 | +15% |
| Worcester Polytechnic Institute | $76,419 | $85,859 | +12% |
| Wentworth Institute of Technology | $75,001 | $83,692 | +12% |
| Northeastern University | $76,362 | $82,584 | +8% |
| University of Massachusetts-Lowell | $65,103 | $73,411 | +13% |
Compare to Similar Programs in Massachusetts
Civil Engineering bachelors's programs at peer institutions in Massachusetts (10 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,357 | $69,757 | $80,416 | $27,000 | 0.39 | |
| $59,070 | $76,419 | $85,859 | $27,000 | 0.35 | |
| $63,141 | $76,362 | $82,584 | $24,750 | 0.32 | |
| $51,786 | $75,556 | — | $27,000 | 0.36 | |
| $41,010 | $75,001 | $83,692 | $27,000 | 0.36 | |
| $46,430 | $67,726 | — | $27,000 | 0.40 | |
| National Median | — | $69,574 | — | $24,500 | 0.35 |
Career Paths
Occupations commonly associated with civil engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Petroleum Engineers
Environmental Engineers
Mining and Geological Engineers, Including Mining Safety Engineers
Civil Engineers
Transportation Engineers
Water/Wastewater Engineers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 96 graduates with reported earnings and 90 graduates with debt data. Small samples may not be representative.