Median Earnings (1yr)
$69,757
52nd percentile (40th in MA)
Median Debt
$27,000
10% above national median
Debt-to-Earnings
0.39
Manageable
Sample Size
96
Adequate data

Analysis

UMass Amherst's civil engineering program lands squarely in the middle of the pack nationally, but that's actually the concern for Massachusetts families. While graduates start at nearly $70,000 and see respectable growth to over $80,000 by year four, those earnings trail the state median by roughly $3,000 and place this program in just the 40th percentile among Bay State civil engineering degrees. When Worcester Polytechnic and Northeastern grads are earning $76,000+ right out of the gate—with similar debt loads—the flagship university's position becomes harder to justify on pure financial terms.

The saving grace here is the debt picture: $27,000 is manageable, translating to a debt-to-earnings ratio under 0.4. For students receiving in-state tuition (especially important given UMass's relatively low Pell grant percentage), this can still be a solid choice. The 15% earnings bump over four years suggests employers value the degree, even if starting salaries don't match private competitors.

Parents should weigh this as a "safe but not stellar" option. If your child qualifies for the selective private schools in Massachusetts that dominate civil engineering rankings, the $5,000-7,000 annual salary advantage may justify any tuition difference. But for families prioritizing affordability over maximum earnings, UMass delivers competent engineering training without crushing debt—just not the competitive edge that Massachusetts' market seems to reward.

Where University of Massachusetts-Amherst Stands

Earnings vs. debt across all civil engineering bachelors's programs nationally

University of Massachusetts-AmherstOther civil engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Amherst graduates compare to all programs nationally

University of Massachusetts-Amherst graduates earn $70k, placing them in the 52th percentile of all civil engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Civil Engineering bachelors's programs at peer institutions in Massachusetts (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Amherst$69,757$80,416$27,0000.39
Worcester Polytechnic Institute$76,419$85,859$27,0000.35
Northeastern University$76,362$82,584$24,7500.32
Merrimack College$75,556—$27,0000.36
Wentworth Institute of Technology$75,001$83,692$27,0000.36
Western New England University$67,726—$27,0000.40
National Median$69,574—$24,5000.35

Other Civil Engineering Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Worcester Polytechnic Institute
Worcester
$59,070$76,419$27,000
Northeastern University
Boston
$63,141$76,362$24,750
Merrimack College
North Andover
$51,786$75,556$27,000
Wentworth Institute of Technology
Boston
$41,010$75,001$27,000
Western New England University
Springfield
$46,430$67,726$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 96 graduates with reported earnings and 90 graduates with debt data. Small samples may not be representative.