Median Earnings (1yr)
$46,526
95th percentile (60th in MA)
Median Debt
$26,747
7% above national median
Debt-to-Earnings
0.57
Manageable
Sample Size
146
Adequate data

Analysis

UMass Lowell's biology program ranks in the 95th percentile nationally for graduate earnings—a remarkable achievement that translates to graduates earning $14,000 more in their first year than the typical biology bachelor's holder. However, within Massachusetts, this program sits at the 60th percentile, a reminder that the state's competitive life sciences ecosystem lifts most boats. Still, at $46,526 starting out, graduates here match or exceed those from private institutions like Curry College and Stonehill, while paying significantly less in tuition at a public university.

The debt picture strengthens the value case: $26,747 is manageable given these earnings, creating a debt-to-income ratio of 0.57 that's better than 72% of biology programs nationwide. More importantly, earnings jump 44% by year four to nearly $67,000, suggesting graduates are successfully entering Massachusetts' robust biotechnology, pharmaceutical, and healthcare research sectors rather than remaining stuck in low-paying lab technician roles.

For parents weighing this investment, UMass Lowell offers a compelling combination: top-tier national outcomes at public university prices in a state where biology degrees genuinely pay off. The 85% admission rate makes this accessible to solid students who might not get into elite programs, yet the career outcomes rival far more selective institutions. This is what a smart state school investment looks like.

Where University of Massachusetts-Lowell Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of Massachusetts-LowellOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Lowell graduates compare to all programs nationally

University of Massachusetts-Lowell graduates earn $47k, placing them in the 95th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Biology bachelors's programs at peer institutions in Massachusetts (49 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Lowell$46,526$66,988$26,7470.57
Worcester Polytechnic Institute$51,711$71,939$26,9990.52
Curry College$46,736$27,0000.58
Stonehill College$46,088$58,080$27,0000.59
Salem State University$45,670$59,961$27,0000.59
Northeastern University Professional Programs$45,494$73,280$25,0000.55
National Median$32,316$25,0000.77

Other Biology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Worcester Polytechnic Institute
Worcester
$59,070$51,711$26,999
Curry College
Milton
$46,220$46,736$27,000
Stonehill College
Easton
$54,500$46,088$27,000
Salem State University
Salem
$11,978$45,670$27,000
Northeastern University Professional Programs
Boston
$45,494$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 146 graduates with reported earnings and 186 graduates with debt data. Small samples may not be representative.