Median Earnings (1yr)
$23,533
24th percentile (25th in TN)
Median Debt
$25,750
24% above national median
Debt-to-Earnings
1.09
Elevated
Sample Size
52
Adequate data

Analysis

University of Memphis linguistics graduates earn $23,533 in their first year—roughly $8,000 below the state median and $4,000 below the national average for this degree. Among Tennessee's 12 linguistics programs, this ranks in just the 25th percentile, trailing both UT-Knoxville and Middle Tennessee State by significant margins. The bright spot is relatively manageable debt at $25,750, which sits below typical borrowing levels for this field.

The earnings trajectory shows meaningful growth, with median pay jumping to $38,687 by year four—a 64% increase that suggests graduates find their footing after a slow start. Still, that initial year earning less than $24,000 while carrying $26,000 in debt creates real financial pressure. This debt-to-earnings ratio of 1.09 means graduates owe more than a full year's salary right out of the gate, making those first few years particularly tight financially.

For families considering this program, the core question is whether the lower upfront costs justify the earnings gap. If your student is committed to linguistics and plans to stay in Tennessee, exploring the programs at UT-Knoxville or Middle Tennessee State might deliver better outcomes for similar or lower debt loads. The Memphis program could work for students with strong financial aid packages or those planning graduate school, but it's not the strongest value among in-state options.

Where University of Memphis Stands

Earnings vs. debt across all linguistic, comparative, bachelors's programs nationally

University of MemphisOther linguistic, comparative, programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Memphis graduates compare to all programs nationally

University of Memphis graduates earn $24k, placing them in the 24th percentile of all linguistic, comparative, bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Linguistic, Comparative, bachelors's programs at peer institutions in Tennessee (12 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Memphis$23,533$38,687$25,7501.09
Middle Tennessee State University$34,856$34,701$21,1870.61
The University of Tennessee-Knoxville$31,713—$20,6120.65
National Median$27,449—$20,7180.75

Other Linguistic, Comparative, Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Middle Tennessee State University
Murfreesboro
$9,506$34,856$21,187
The University of Tennessee-Knoxville
Knoxville
$13,484$31,713$20,612

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 52 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.