Analysis
University of Miami's business program delivers an exceptionally low debt burden—just $18,500, compared to Florida's median of $22,625 and the national median of $26,000. This means students graduate owing roughly 38% of their first-year earnings, one of the better debt-to-income ratios you'll find for business programs. The early earnings start at $48,793, slightly above both state and national medians, then jump to $72,328 by year four—a 48% increase that suggests graduates are climbing quickly into management roles or finding paths to higher-value positions.
Among Florida's 93 business programs, this ranks solidly at the 60th percentile for earnings, though it trails specialized schools like Embry-Riddle and Florida Tech by $20,000-$30,000 in first-year pay. Still, the combination of competitive earnings growth and notably lower debt makes this a more balanced proposition than many peer schools, where debt can easily exceed $30,000.
The moderate sample size (30-100 graduates) means these figures are reasonably reliable. For families concerned about managing educational debt while maintaining solid career prospects, Miami's business program offers a lower-risk entry point. The key question is whether paying private tuition is worthwhile when the first-year outcomes are only modestly above state averages—though the strong earnings trajectory suggests the Miami brand and network pay off over time.
Where University of Miami Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Distribution
How University of Miami graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Miami | $48,793 | $72,328 | +48% |
| Embry-Riddle Aeronautical University-Worldwide | $66,999 | $77,767 | +16% |
| Embry-Riddle Aeronautical University-Daytona Beach | $66,999 | $77,767 | +16% |
| The University of Tampa | $46,543 | $71,458 | +54% |
| Eckerd College | $33,153 | $69,794 | +111% |
Compare to Similar Programs in Florida
Business Administration, Management and Operations bachelors's programs at peer institutions in Florida (93 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $59,926 | $48,793 | $72,328 | $18,500 | 0.38 | |
| $42,304 | $66,999 | $77,767 | $20,508 | 0.31 | |
| $11,665 | $66,999 | $77,767 | $20,508 | 0.31 | |
| $44,360 | $63,708 | $58,663 | $38,097 | 0.60 | |
| $12,240 | $63,708 | $58,663 | $38,097 | 0.60 | |
| $42,950 | $63,132 | $48,653 | $21,125 | 0.33 | |
| National Median | — | $45,703 | — | $26,000 | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Miami, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 35 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.