Median Earnings (1yr)
$48,793
61st percentile (60th in FL)
Median Debt
$18,500
29% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
35
Adequate data

Analysis

University of Miami's business program delivers an exceptionally low debt burden—just $18,500, compared to Florida's median of $22,625 and the national median of $26,000. This means students graduate owing roughly 38% of their first-year earnings, one of the better debt-to-income ratios you'll find for business programs. The early earnings start at $48,793, slightly above both state and national medians, then jump to $72,328 by year four—a 48% increase that suggests graduates are climbing quickly into management roles or finding paths to higher-value positions.

Among Florida's 93 business programs, this ranks solidly at the 60th percentile for earnings, though it trails specialized schools like Embry-Riddle and Florida Tech by $20,000-$30,000 in first-year pay. Still, the combination of competitive earnings growth and notably lower debt makes this a more balanced proposition than many peer schools, where debt can easily exceed $30,000.

The moderate sample size (30-100 graduates) means these figures are reasonably reliable. For families concerned about managing educational debt while maintaining solid career prospects, Miami's business program offers a lower-risk entry point. The key question is whether paying private tuition is worthwhile when the first-year outcomes are only modestly above state averages—though the strong earnings trajectory suggests the Miami brand and network pay off over time.

Where University of Miami Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of MiamiOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Miami graduates compare to all programs nationally

University of Miami graduates earn $49k, placing them in the 61th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Business Administration, Management and Operations bachelors's programs at peer institutions in Florida (93 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Miami$48,793$72,328$18,5000.38
Embry-Riddle Aeronautical University-Daytona Beach$66,999$77,767$20,5080.31
Embry-Riddle Aeronautical University-Worldwide$66,999$77,767$20,5080.31
Florida Institute of Technology$63,708$58,663$38,0970.60
Florida Institute of Technology-Online$63,708$58,663$38,0970.60
Lynn University$63,132$48,653$21,1250.33
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Embry-Riddle Aeronautical University-Daytona Beach
Daytona Beach
$42,304$66,999$20,508
Embry-Riddle Aeronautical University-Worldwide
Daytona Beach
$11,665$66,999$20,508
Florida Institute of Technology
Melbourne
$44,360$63,708$38,097
Florida Institute of Technology-Online
Melbourne
$12,240$63,708$38,097
Lynn University
Boca Raton
$42,950$63,132$21,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Miami, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.