Median Earnings (1yr)
$45,678
95th percentile
Median Debt
$25,978
At national median
Debt-to-Earnings
0.57
Manageable
Sample Size
102
Adequate data

Analysis

Minnesota's teaching job market tells an unusual story: UMN-Duluth education graduates earn $45,678 in their first year—crushing the national median by more than $13,000 and landing in the 95th percentile nationally. But zoom into Minnesota specifically, and this program sits squarely in the middle of the pack at the 40th percentile, just shy of the state's $46,119 median. The Twin Cities campus edges ahead by about $900, which matters little given the robust teacher salaries statewide. What's more concerning is the backward trajectory: earnings actually decline 4% by year four, suggesting either career changes or stagnant pay scales in the region.

The debt picture is manageable at $25,978—right at the national median for education programs but running about $3,000 higher than Minnesota's average. With a debt-to-earnings ratio of 0.57, graduates should handle loan payments comfortably on a teacher's salary. The real question is whether Duluth's campus offers specific advantages over other Minnesota options that justify the slightly higher debt load.

For families committed to keeping a future teacher in Minnesota, this program works fine financially. The earnings are solid by national standards, and the debt is reasonable. Just understand you're paying middle-of-the-pack Minnesota prices for middle-of-the-pack Minnesota outcomes—and that early salary bump may not grow as expected.

Where University of Minnesota-Duluth Stands

Earnings vs. debt across all education bachelors's programs nationally

University of Minnesota-DuluthOther education programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Duluth graduates compare to all programs nationally

University of Minnesota-Duluth graduates earn $46k, placing them in the 95th percentile of all education bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Education bachelors's programs at peer institutions in Minnesota (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Duluth$45,678$43,969$25,9780.57
University of Minnesota-Twin Cities$46,560$58,769$19,6250.42
National Median$32,461—$25,9890.80

Other Education Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Minnesota-Twin Cities
Minneapolis
$16,488$46,560$19,625

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Duluth, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 102 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.