Median Earnings (1yr)
$46,560
95th percentile
Median Debt
$19,625
24% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
281
Adequate data

Analysis

University of Minnesota-Twin Cities graduates teaching credentials that significantly outperform the national market—95th percentile in earnings compared to education programs nationwide—though within Minnesota itself, the advantage is more modest. First-year teachers earn $46,560, climbing to nearly $59,000 by year four, both figures that dwarf the national median of $32,461 for education majors. The debt load of $19,625 is reasonable for a teaching salary, translating to a 0.42 debt-to-earnings ratio that's manageable on a public school teacher's pay scale.

The 60th percentile ranking within Minnesota tells an important story: this is a strong program, but Minnesota generally pays teachers well and produces quality education graduates across its five institutions. UMN-Twin Cities essentially matches the state median for starting salaries, meaning your child won't be at a disadvantage compared to other Minnesota education grads competing for the same positions. The 26% earnings growth over four years reflects typical teacher salary schedules as they advance through the first few years.

For families considering teaching as a career, this program delivers solid preparation without excessive debt. The modest admission selectivity (77% acceptance rate) means qualified students have good access, and the strong placement numbers suggest Minneapolis-area school districts value these graduates. If your child is committed to education and likely to teach in Minnesota or the upper Midwest, this represents a practical path into the profession with earnings that actually support a middle-class lifestyle—something increasingly rare in teaching.

Where University of Minnesota-Twin Cities Stands

Earnings vs. debt across all education bachelors's programs nationally

University of Minnesota-Twin CitiesOther education programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Twin Cities graduates compare to all programs nationally

University of Minnesota-Twin Cities graduates earn $47k, placing them in the 95th percentile of all education bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Education bachelors's programs at peer institutions in Minnesota (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Twin Cities$46,560$58,769$19,6250.42
University of Minnesota-Duluth$45,678$43,969$25,9780.57
National Median$32,461—$25,9890.80

Other Education Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Minnesota-Duluth
Duluth
$14,318$45,678$25,978

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 281 graduates with reported earnings and 274 graduates with debt data. Small samples may not be representative.