Family and Consumer Economics at University of Minnesota-Twin Cities
Bachelor's Degree
Analysis
The University of Minnesota-Twin Cities offers the only Family and Consumer Economics bachelor's program in Minnesota, and it manages to keep debt significantly below the national median—$19,750 versus $24,270 nationally. That debt-to-earnings ratio of 0.51 is manageable, meaning graduates typically earn enough in their first year to cover their student loans with just over half their annual salary. Earnings grow a solid 20% by year four, reaching $46,840, which suggests the degree has staying power in the job market.
However, first-year earnings of $39,081 trail slightly behind the national median for this field and land in the 44th percentile nationally. At a school with a moderately selective profile (SAT scores averaging 1359), some families might expect stronger immediate returns. The program performs better relative to the state, though that comparison is limited since there are no other in-state options. The moderate sample size also means outcomes could vary more than at larger programs.
For families comfortable with a career path in consumer sciences, financial counseling, or family services, this program delivers solid value without crushing debt. The relatively low borrowing requirement makes this a lower-risk choice than many alternatives. Just understand that this field typically doesn't command high starting salaries, so your child should pursue it out of genuine interest in the work rather than purely financial considerations.
Where University of Minnesota-Twin Cities Stands
Earnings vs. debt across all family and consumer economics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Minnesota-Twin Cities graduates compare to all programs nationally
University of Minnesota-Twin Cities graduates earn $39k, placing them in the 44th percentile of all family and consumer economics bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Minnesota
Family and Consumer Economics bachelors's programs at peer institutions in Minnesota
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Minnesota-Twin Cities | $39,081 | $46,840 | $19,750 | 0.51 |
| National Median | $40,141 | — | $24,270 | 0.60 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 95 graduates with reported earnings and 106 graduates with debt data. Small samples may not be representative.