Median Earnings (1yr)
$20,192
18th percentile (25th in MN)
Median Debt
$23,956
5% below national median
Debt-to-Earnings
1.19
Elevated
Sample Size
95
Adequate data

Analysis

The University of Minnesota's fine arts program starts with a difficult first year—graduates earn just $20,192—but the trajectory improves dramatically. By year four, earnings nearly double to $37,750, which exceeds the Minnesota state median for arts programs by roughly $9,000. Among the state's 28 fine arts programs, this ranks in the 25th percentile initially but the long-term earnings pattern suggests stronger career momentum than most peers.

The $23,956 debt load is reasonable for a flagship university, coming in below both state and national medians. That first-year debt-to-earnings ratio of 1.19 looks manageable on paper, though the reality of surviving on $20,000 annually in Minneapolis presents real challenges. The consolation is that most graduates see substantial income growth—the 87% earnings increase is among the steeper climbs in arts programs, eventually surpassing schools like St. Olaf and Concordia College at Moorhead.

For parents, this requires honest planning: expect your graduate to need financial support during those early career years. If they can weather that period (perhaps through part-time work, freelancing, or family assistance), the program delivers outcomes that ultimately beat the state average. Just understand that several Minnesota state universities produce stronger immediate earnings for students who need financial independence from day one.

Where University of Minnesota-Twin Cities Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

University of Minnesota-Twin CitiesOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Twin Cities graduates compare to all programs nationally

University of Minnesota-Twin Cities graduates earn $20k, placing them in the 18th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Fine and Studio Arts bachelors's programs at peer institutions in Minnesota (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Twin Cities$20,192$37,750$23,9561.19
Minnesota State University-Mankato$38,717$37,298$27,0000.70
Minnesota State University Moorhead$30,521$33,601$27,0000.88
Saint Cloud State University$30,051$45,346$31,0001.03
Concordia College at Moorhead$29,986$42,321$27,0000.90
St Olaf College$26,870—$25,0000.93
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Minnesota State University-Mankato
Mankato
$9,490$38,717$27,000
Minnesota State University Moorhead
Moorhead
$10,336$30,521$27,000
Saint Cloud State University
Saint Cloud
$10,117$30,051$31,000
Concordia College at Moorhead
Moorhead
$30,020$29,986$27,000
St Olaf College
Northfield
$56,970$26,870$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 95 graduates with reported earnings and 104 graduates with debt data. Small samples may not be representative.