Median Earnings (1yr)
$25,803
49th percentile (60th in MN)
Median Debt
$19,500
25% below national median
Debt-to-Earnings
0.76
Manageable
Sample Size
26
Limited data

Analysis

A University of Minnesota-Twin Cities music degree costs less debt than most alternatives but delivers earnings that barely budge over time. Starting at $25,803 and growing to just $27,902 after four years, graduates see modest income progression that lands them near the national median but above 60% of Minnesota music programs. The $19,500 debt load is notably lower than both the state median ($24,088) and national median ($26,000), creating a manageable 0.76 debt-to-earnings ratio that lets graduates start repaying quickly.

However, the small sample size here—fewer than 30 graduates—means these numbers could swing significantly year to year. What's clear is that music graduates everywhere face challenging economics, with even the top Minnesota program (UMN-Duluth at $31,780) offering limited upside. The advantage here is primarily financial: lower debt than peers combined with the credential from a respected flagship university.

For families, this means accepting that a music degree is rarely a pure financial investment. If your child is committed to the field, UMN offers a lower-cost entry point than most alternatives, and the flagship name provides flexibility for career pivots. Just understand that those mid-$20,000 starting salaries are the reality, not the exception, for music graduates—and growth remains slow even at a major research university.

Where University of Minnesota-Twin Cities Stands

Earnings vs. debt across all music bachelors's programs nationally

University of Minnesota-Twin CitiesOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Twin Cities graduates compare to all programs nationally

University of Minnesota-Twin Cities graduates earn $26k, placing them in the 49th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Music bachelors's programs at peer institutions in Minnesota (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Twin Cities$25,803$27,902$19,5000.76
University of Minnesota-Duluth$31,780—$24,4270.77
St Olaf College$24,732$40,048$23,7500.96
National Median$26,036—$26,0001.00

Other Music Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Minnesota-Duluth
Duluth
$14,318$31,780$24,427
St Olaf College
Northfield
$56,970$24,732$23,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.