Analysis
Starting around $70,000 based on comparable Missouri civil engineering programs, this degree carries an estimated $26,828 in debt—a reasonable 0.39 ratio that puts loan payments at roughly 6% of first-year income. The four-year earnings figure of $74,276 shows modest but steady growth, typical for civil engineers who often see bigger jumps once they obtain their Professional Engineer license after several years in the field.
The estimated figures here come from just three Missouri programs, so the actual outcomes for UMSL graduates could vary. What's reassuring is that Missouri S&T and Mizzou—the state's flagship engineering schools—produce nearly identical starting salaries, suggesting civil engineering has fairly consistent outcomes across Missouri institutions regardless of name recognition. The national benchmarks align almost exactly with these state figures, indicating Missouri civil engineering programs generally prepare graduates competitively.
The value proposition looks solid if your child is committed to engineering. Civil engineering offers stable, middle-class employment with clear licensing pathways for advancement. The debt load is manageable enough that loan payments won't dominate their budget, and the profession's demand—especially for infrastructure work—provides job security. Just recognize these figures reflect peer programs rather than verified UMSL outcomes, so connect with the engineering department about their specific placement rates and employer relationships in the St. Louis region.
Where University of Missouri-St Louis Stands
Earnings vs. debt across all civil engineering bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Missouri-St Louis | — | $74,276 | — |
| University of Southern California | $85,262 | $106,533 | +25% |
| University of Missouri-Kansas City | $67,076 | $75,641 | +13% |
| Missouri University of Science and Technology | $70,664 | $69,672 | -1% |
| University of Missouri-Columbia | $69,566 | $69,122 | -1% |
Compare to Similar Programs in Missouri
Civil Engineering bachelors's programs at peer institutions in Missouri (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,440 | $69,566* | $74,276 | $26,828* | — | |
| $14,278 | $70,664* | $69,672 | $27,000* | 0.38 | |
| $14,130 | $69,566* | $69,122 | $26,828* | 0.39 | |
| $11,988 | $67,076* | $75,641 | $24,424* | 0.36 | |
| National Median | — | $69,574* | — | $24,500* | 0.35 |
Career Paths
Occupations commonly associated with civil engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Petroleum Engineers
Environmental Engineers
Mining and Geological Engineers, Including Mining Safety Engineers
Civil Engineers
Transportation Engineers
Water/Wastewater Engineers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-St Louis, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MO. Actual outcomes may vary.