Median Earnings (1yr)
$35,819
11th percentile (40th in AL)
Median Debt
$43,141
66% above national median
Debt-to-Earnings
1.20
Elevated
Sample Size
32
Adequate data

Analysis

University of Mobile's business program saddles graduates with significantly more debt than they can reasonably handle. With $43,141 in loans against first-year earnings of just $35,819, the debt burden exceeds annual income—one of the highest debt loads among business programs nationwide. While graduates earn right around Alabama's median for the program, they're carrying nearly 50% more debt than typical in-state peers. That $8,000 debt premium means these students face monthly payments that will strain budgets earning $3,000 per month before taxes.

The earnings trajectory offers some relief: four years out, median pay reaches $41,840, but that's still about $4,000 below the state median and trails Alabama's top business programs by $15,000-20,000. Graduates from Auburn or University of Alabama in similar majors are earning substantially more with comparable or lower debt loads. For context, Columbia Southern graduates in this field earn $58,468—nearly $17,000 more annually—which dramatically changes the debt payback equation.

This program charges private university prices while delivering below-average career outcomes. Unless your child has substantial financial aid that brings borrowing well below the typical amount, the math here doesn't work. The state's public universities offer better earnings prospects with less debt, making this a hard program to justify at sticker price.

Where University of Mobile Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of MobileOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Mobile graduates compare to all programs nationally

University of Mobile graduates earn $36k, placing them in the 11th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Business Administration, Management and Operations bachelors's programs at peer institutions in Alabama (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Mobile$35,819$41,840$43,1411.20
Columbia Southern University$58,468$57,593$31,2840.54
Auburn University$56,948$66,560$22,2500.39
Herzing University-Birmingham$52,469$55,767$46,7920.89
Athens State University$49,436$53,197$28,2500.57
The University of Alabama$48,668$57,872$25,0000.51
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Columbia Southern University
Orange Beach
$5,808$58,468$31,284
Auburn University
Auburn
$12,536$56,948$22,250
Herzing University-Birmingham
Birmingham
$13,420$52,469$46,792
Athens State University
Athens
—$49,436$28,250
The University of Alabama
Tuscaloosa
$11,900$48,668$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mobile, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.