Analysis
A debt load of $26,000 against first-year earnings near $37,000 creates a manageable starting point for graduates entering fields like social services, education support, or family counseling. Based on comparable programs across Ohio, these earnings place Mount Union right at the state median—neither exceptional nor concerning within a field known for modest but stable compensation.
The challenge lies in what comes next. Human development and family studies careers often require additional credentials for advancement, and the estimated 0.71 debt-to-earnings ratio assumes graduates can sustain entry-level positions without immediately pursuing costly graduate degrees. Programs at Ohio University's various campuses report slightly higher outcomes around $39,000, suggesting some earnings variation even within the state, though the differences are modest enough that location and specific career path likely matter more than the initial degree source.
For families considering this investment, the key question is career trajectory. If your child plans to work in early childhood education or family support services and is comfortable with steady rather than rapidly growing compensation, this debt level won't be crushing. But if graduate school is necessary—and in many human services specialties, it is—that $26,000 becomes the foundation of a much larger debt picture. Mount Union's program appears to deliver typical outcomes for the field; just ensure you're realistic about the full credentialing costs ahead.
Where University of Mount Union Stands
Earnings vs. debt across all human development, family studies, bachelors's programs nationally
Compare to Similar Programs in Ohio
Human Development, Family Studies, bachelors's programs at peer institutions in Ohio (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,400 | $36,792* | — | $26,000* | — | |
| $6,178 | $38,973* | $40,855 | $27,000* | 0.69 | |
| $6,178 | $38,973* | $40,855 | $27,000* | 0.69 | |
| $6,178 | $38,973* | $40,855 | $27,000* | 0.69 | |
| $6,178 | $38,973* | $40,855 | $27,000* | 0.69 | |
| $13,746 | $38,973* | $40,855 | $27,000* | 0.69 | |
| National Median | — | $33,543* | — | $25,000* | 0.75 |
Career Paths
Occupations commonly associated with human development, family studies, graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Family and Consumer Sciences Teachers, Postsecondary
Social and Human Service Assistants
Preschool Teachers, Except Special Education
Childcare Workers
Nannies
Social Scientists and Related Workers, All Other
Community and Social Service Specialists, All Other
Farm and Home Management Educators
Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mount Union, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in OH. Actual outcomes may vary.