Analysis
UNO's social work program graduates carry notably less debt than most of their peers—roughly $20,000 compared to a national median of $26,000—but their earnings lag behind other Nebraska programs. At $37,404 in the first year, graduates earn about $2,000 less than the state median and fall in the 40th percentile statewide. That's a meaningful gap when Nebraska Wesleyan and UNK graduates start closer to $40,000, though the lower debt load partially offsets this difference.
The debt-to-earnings ratio of 0.53 is solid for social work, a field where starting salaries rarely exceed $40,000 regardless of school. Graduates see their earnings climb to about $40,600 by year four, which brings them closer to state norms. The real advantage here is graduating with $4,000-6,000 less debt than peers at other Nebraska schools, which translates to lower monthly payments during the early career years when social workers are building experience.
For families considering UNO versus other in-state options, this comes down to a tradeoff: slightly lower starting earnings in exchange for meaningfully less debt. Given social work's modest salary trajectory regardless of institution, the lower debt burden makes this a practical choice, particularly for students who can commute or otherwise minimize additional costs during school.
Where University of Nebraska at Omaha Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How University of Nebraska at Omaha graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Nebraska at Omaha | $37,404 | $40,596 | +9% |
| New York University | $26,837 | $64,289 | +140% |
| University of Nevada-Reno | $40,530 | $63,320 | +56% |
| Nebraska Wesleyan University | $40,080 | $49,895 | +24% |
| University of Nebraska at Kearney | $39,218 | $39,649 | +1% |
Compare to Similar Programs in Nebraska
Social Work bachelors's programs at peer institutions in Nebraska (7 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,370 | $37,404 | $40,596 | $19,930 | 0.53 | |
| $41,658 | $40,080 | $49,895 | $34,750 | 0.87 | |
| $8,302 | $39,218 | $39,649 | $24,000 | 0.61 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nebraska at Omaha, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 50 graduates with reported earnings and 62 graduates with debt data. Small samples may not be representative.