Analysis
UNR's finance program delivers something increasingly rare: genuinely low debt paired with solid earnings growth. At just $15,000 in median debt—less than half the national average for finance programs—graduates avoid the financial burden that makes career flexibility difficult in those crucial early years. While first-year earnings of $51,495 trail the national median slightly, they land right at Nevada's median and jump 30% by year four to $67,089.
That 60th percentile ranking among Nevada finance programs matters more than you might think. With only three programs in the state and tuition considerations often keeping students in-state, UNR positions itself as the practical middle option between UNLV and University of Phoenix-Nevada's higher-earning graduates. The debt advantage is substantial: UNR's $15,000 vs. Nevada's $17,910 median gives graduates extra breathing room, while the strong earnings trajectory suggests the program builds skills that compound over time rather than peaking immediately.
The trade-off here is straightforward—you're accepting slightly below-average starting pay in exchange for minimal debt and strong growth potential. That 0.29 debt-to-earnings ratio means your child could realistically pay off student loans within months of graduating if they're aggressive about it, freeing them to save for a home, start investing, or weather economic uncertainty. For families prioritizing financial security over prestige, this combination of accessibility and affordability is hard to beat.
Where University of Nevada-Reno Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How University of Nevada-Reno graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Nevada-Reno | $51,495 | $67,089 | +30% |
| University of Pennsylvania | $122,698 | $206,646 | +68% |
| Washington University in St Louis | $102,814 | $152,625 | +48% |
| University of Nevada-Las Vegas | $50,861 | $59,033 | +16% |
| University of Phoenix-Nevada | $70,963 | $59,017 | -17% |
Compare to Similar Programs in Nevada
Finance and Financial Management Services bachelors's programs at peer institutions in Nevada (3 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,994 | $51,495 | $67,089 | $15,000 | 0.29 | |
| — | $70,963 | $59,017 | $48,469 | 0.68 | |
| $9,142 | $50,861 | $59,033 | $17,910 | 0.35 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nevada-Reno, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 125 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.