Median Earnings (1yr)
$51,495
39th percentile
Median Debt
$15,000
36% below national median

Analysis

UNR's finance program delivers something increasingly rare: genuinely low debt paired with solid earnings growth. At just $15,000 in median debt—less than half the national average for finance programs—graduates avoid the financial burden that makes career flexibility difficult in those crucial early years. While first-year earnings of $51,495 trail the national median slightly, they land right at Nevada's median and jump 30% by year four to $67,089.

That 60th percentile ranking among Nevada finance programs matters more than you might think. With only three programs in the state and tuition considerations often keeping students in-state, UNR positions itself as the practical middle option between UNLV and University of Phoenix-Nevada's higher-earning graduates. The debt advantage is substantial: UNR's $15,000 vs. Nevada's $17,910 median gives graduates extra breathing room, while the strong earnings trajectory suggests the program builds skills that compound over time rather than peaking immediately.

The trade-off here is straightforward—you're accepting slightly below-average starting pay in exchange for minimal debt and strong growth potential. That 0.29 debt-to-earnings ratio means your child could realistically pay off student loans within months of graduating if they're aggressive about it, freeing them to save for a home, start investing, or weather economic uncertainty. For families prioritizing financial security over prestige, this combination of accessibility and affordability is hard to beat.

Where University of Nevada-Reno Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of Nevada-Reno graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Nevada-Reno$51,495$67,089+30%
University of Pennsylvania$122,698$206,646+68%
Washington University in St Louis$102,814$152,625+48%
University of Nevada-Las Vegas$50,861$59,033+16%
University of Phoenix-Nevada$70,963$59,017-17%

Compare to Similar Programs in Nevada

Finance and Financial Management Services bachelors's programs at peer institutions in Nevada (3 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Nevada-RenoReno$8,994$51,495$67,089$15,0000.29
University of Phoenix-NevadaLas Vegas$70,963$59,017$48,4690.68
University of Nevada-Las VegasLas Vegas$9,142$50,861$59,033$17,9100.35
National Median$53,590$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nevada-Reno, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 125 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.