Median Earnings (1yr)
$25,698
14th percentile (60th in NM)
Median Debt
$11,338
19% below national median
Debt-to-Earnings
0.44
Manageable
Sample Size
25
Limited data

Analysis

UNM's business associate degree produces first-year earnings well below the national average ($25,698 versus $33,977), but there's an important twist: within New Mexico, this lands at the 60th percentile. The real competition isn't national programs—it's other in-state options like Central New Mexico Community College, where graduates earn $37,010 right out of the gate. That $11,000 difference is significant when you're starting at just over $25K.

The encouraging news is earnings growth. That 57% jump to $40,249 by year four suggests the degree opens doors over time, and the debt load of $11,338 remains manageable throughout this trajectory. The debt-to-earnings ratio of 0.44 means students can realistically handle payments even during that challenging first year. For a school serving a substantial population of Pell grant recipients, keeping debt this low matters.

However, the small sample size—fewer than 30 graduates tracked—means these numbers could shift considerably with a different cohort. If your child is targeting business administration and planning to stay in New Mexico, community colleges like Central New Mexico or Santa Fe offer stronger starting salaries with comparable debt levels. UNM's program isn't a disaster, but unless there are compelling reasons to choose this campus specifically (location, transfer pathways, campus culture), other New Mexico institutions deliver better immediate returns for the same investment.

Where University of New Mexico-Main Campus Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

University of New Mexico-Main CampusOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of New Mexico-Main Campus graduates compare to all programs nationally

University of New Mexico-Main Campus graduates earn $26k, placing them in the 14th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Mexico

Business Administration, Management and Operations associates's programs at peer institutions in New Mexico (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of New Mexico-Main Campus$25,698$40,249$11,3380.44
Brookline College-Albuquerque$42,749$33,784$24,4310.57
Santa Fe Community College$39,834$42,202$7,9950.20
Central New Mexico Community College$37,010$44,006$9,2240.25
University of New Mexico-Taos Campus$25,698$40,249$11,3380.44
University of New Mexico-Los Alamos Campus$25,698$40,249$11,3380.44
National Median$33,977—$13,9800.41

Other Business Administration, Management and Operations Programs in New Mexico

Compare tuition, earnings, and debt across New Mexico schools

SchoolIn-State TuitionEarnings (1yr)Debt
Brookline College-Albuquerque
Albuquerque
—$42,749$24,431
Santa Fe Community College
Santa Fe
$2,145$39,834$7,995
Central New Mexico Community College
Albuquerque
$1,934$37,010$9,224
University of New Mexico-Taos Campus
Ranchos de Taos
$2,004$25,698$11,338
University of New Mexico-Los Alamos Campus
Los Alamos
$2,214$25,698$11,338

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of New Mexico-Main Campus, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.