Median Earnings (1yr)
$44,945
46th percentile (60th in NC)
Median Debt
$17,492
33% below national median
Debt-to-Earnings
0.39
Manageable
Sample Size
68
Adequate data

Analysis

UNC Asheville's business program stands out for one compelling reason: remarkably low debt. At just $17,492, graduates carry roughly a third of the typical business student's burden—both nationally and within North Carolina. With a debt-to-earnings ratio of 0.39, most graduates could theoretically pay off their loans in less than six months of gross earnings. That's a significant financial advantage that shouldn't be underestimated.

The earnings picture is more nuanced. Starting salaries around $45,000 place graduates in the 60th percentile among North Carolina business programs—solidly middle-of-the-pack in a state where the median is $43,375. However, earnings essentially flatline over the first four years, which differs from the typical trajectory where business majors see meaningful salary growth. This pattern suggests graduates may find their initial positions rather than climbing quickly into management roles. Still, you're looking at earning potential roughly on par with state norms, just without the crushing debt load that often accompanies it.

For families prioritizing financial safety, this is a low-risk option. The combination of minimal debt and decent starting salaries means graduates won't spend years digging out of a financial hole, even if they're not competing with UNC Chapel Hill's $85,000 earners. If your child values a liberal arts environment over chasing top-tier business school earnings, the financial fundamentals here work.

Where University of North Carolina Asheville Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of North Carolina AshevilleOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina Asheville graduates compare to all programs nationally

University of North Carolina Asheville graduates earn $45k, placing them in the 46th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Business Administration, Management and Operations bachelors's programs at peer institutions in North Carolina (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina Asheville$44,945$45,007$17,4920.39
University of North Carolina at Chapel Hill$85,618$105,246$14,3390.17
North Carolina State University at Raleigh$56,877$69,742$20,0000.35
Queens University of Charlotte$54,032$64,491$23,2500.43
Meredith College$48,955$52,241$23,5000.48
University of Mount Olive$48,751$50,645$35,5000.73
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of North Carolina at Chapel Hill
Chapel Hill
$8,989$85,618$14,339
North Carolina State University at Raleigh
Raleigh
$8,895$56,877$20,000
Queens University of Charlotte
Charlotte
$43,285$54,032$23,250
Meredith College
Raleigh
$43,936$48,955$23,500
University of Mount Olive
Mount Olive
$25,950$48,751$35,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina Asheville, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 68 graduates with reported earnings and 58 graduates with debt data. Small samples may not be representative.