Religion/Religious Studies at University of North Carolina at Chapel Hill
Bachelor's Degree
Analysis
UNC Chapel Hill's Religious Studies program produces graduates who significantly outperform their peers nationally, but the story gets more nuanced when you look closer at the North Carolina market. First-year earnings of $33,690 place graduates in the 84th percentile nationally—impressive given that most religious studies programs hover around $25,450. However, within North Carolina, this lands at a more modest 60th percentile, suggesting the state's religious studies graduates generally do well compared to the national pool.
The real standout here is the debt picture. At $12,550, UNC Chapel Hill students graduate with half the typical debt load for this major ($25,000 nationally) and considerably less than the state median of $18,586. This creates a debt-to-earnings ratio of 0.37—meaning graduates owe roughly one-third of their first-year salary. That's manageable repayment territory, especially for a humanities degree that doesn't typically command high starting salaries.
For families concerned about return on investment in the humanities, this program offers a practical pathway. The combination of UNC's prestigious brand, below-average debt burden, and above-average earnings makes this a relatively low-risk option for students genuinely interested in religious studies. Just understand you're paying for the UNC name and network—the earnings aren't dramatically higher than what you'd see at other North Carolina schools, but the debt advantage is real and meaningful for long-term financial flexibility.
Where University of North Carolina at Chapel Hill Stands
Earnings vs. debt across all religion/religious studies bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of North Carolina at Chapel Hill graduates compare to all programs nationally
University of North Carolina at Chapel Hill graduates earn $34k, placing them in the 84th percentile of all religion/religious studies bachelors programs nationally.
Compare to Similar Programs in North Carolina
Religion/Religious Studies bachelors's programs at peer institutions in North Carolina (35 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of North Carolina at Chapel Hill | $33,690 | — | $12,550 | 0.37 |
| University of North Carolina at Charlotte | $31,123 | $35,633 | $24,621 | 0.79 |
| National Median | $25,450 | — | $25,000 | 0.98 |
Other Religion/Religious Studies Programs in North Carolina
Compare tuition, earnings, and debt across North Carolina schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of North Carolina at Charlotte Charlotte | $7,214 | $31,123 | $24,621 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Chapel Hill, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.