2026 ROI Award Winner
Median Earnings (1yr)
$33,690
84th percentile
60th percentile in North Carolina
Median Debt
$12,550
50% below national median

Analysis

UNC Chapel Hill's Religious Studies program produces graduates who significantly outperform their peers nationally, but the story gets more nuanced when you look closer at the North Carolina market. First-year earnings of $33,690 place graduates in the 84th percentile nationally—impressive given that most religious studies programs hover around $25,450. However, within North Carolina, this lands at a more modest 60th percentile, suggesting the state's religious studies graduates generally do well compared to the national pool.

The real standout here is the debt picture. At $12,550, UNC Chapel Hill students graduate with half the typical debt load for this major ($25,000 nationally) and considerably less than the state median of $18,586. This creates a debt-to-earnings ratio of 0.37—meaning graduates owe roughly one-third of their first-year salary. That's manageable repayment territory, especially for a humanities degree that doesn't typically command high starting salaries.

For families concerned about return on investment in the humanities, this program offers a practical pathway. The combination of UNC's prestigious brand, below-average debt burden, and above-average earnings makes this a relatively low-risk option for students genuinely interested in religious studies. Just understand you're paying for the UNC name and network—the earnings aren't dramatically higher than what you'd see at other North Carolina schools, but the debt advantage is real and meaningful for long-term financial flexibility.

Where University of North Carolina at Chapel Hill Stands

Earnings vs. debt across all religion/religious studies bachelors's programs nationally

Earnings Distribution

How University of North Carolina at Chapel Hill graduates compare to all programs nationally

Compare to Similar Programs in North Carolina

Religion/Religious Studies bachelors's programs at peer institutions in North Carolina (35 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Chapel HillChapel Hill$8,989$33,690—$12,5500.37
University of North Carolina at CharlotteCharlotte$7,214$31,123$35,633$24,6210.79
National Median—$25,450—$25,0000.98

Career Paths

Occupations commonly associated with religion/religious studies graduates

Area, Ethnic, and Cultural Studies Teachers, Postsecondary

Teach courses pertaining to the culture and development of an area, an ethnic group, or any other group, such as Latin American studies, women's studies, or urban affairs. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Philosophy and Religion Teachers, Postsecondary

Teach courses in philosophy, religion, and theology. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Chapel Hill, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.