Median Earnings (1yr)
$31,123
75th percentile (40th in NC)
Median Debt
$24,621
2% below national median
Debt-to-Earnings
0.79
Manageable
Sample Size
24
Limited data

Analysis

UNC Charlotte's Religious Studies program produces earnings that significantly outpace the national median ($31,123 versus $25,450), but the picture becomes more complicated when you look closer to home. Among North Carolina's 35 programs in this field, this one ranks only at the 40th percentile—meaning graduates typically earn less than those from most other in-state options, including UNC Chapel Hill's $33,690 median. For a family considering in-state tuition, that's worth noting: you're paying similar costs but getting below-average state outcomes.

The debt load of $24,621 is relatively modest and manageable at 0.79 times first-year earnings, which puts graduates in a reasonable position to handle payments. The 15% earnings growth over four years suggests graduates find their footing professionally, though starting at $31,123 means the trajectory begins from a lower base than many other humanities degrees. The concerning element is that debt figure is actually above North Carolina's median of $18,586 for religious studies programs—so you're borrowing more for less earning power compared to state alternatives.

The critical caveat: this data comes from fewer than 30 graduates, making these numbers less reliable than typical program data. For a student genuinely committed to religious studies as preparation for ministry, nonprofit work, or graduate school, this program delivers decent value. But if they're uncertain about the path forward, North Carolina offers stronger options in this same field.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all religion/religious studies bachelors's programs nationally

University of North Carolina at CharlotteOther religion/religious studies programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

University of North Carolina at Charlotte graduates earn $31k, placing them in the 75th percentile of all religion/religious studies bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Religion/Religious Studies bachelors's programs at peer institutions in North Carolina (35 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Charlotte$31,123$35,633$24,6210.79
University of North Carolina at Chapel Hill$33,690—$12,5500.37
National Median$25,450—$25,0000.98

Other Religion/Religious Studies Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of North Carolina at Chapel Hill
Chapel Hill
$8,989$33,690$12,550

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.