Median Earnings (1yr)
$67,934
39th percentile
Median Debt
$23,500
4% below national median
Debt-to-Earnings
0.35
Manageable
Sample Size
108
Adequate data

Analysis

UNC Charlotte's civil engineering program produces graduates earning $68K in their first year—tracking slightly below both the national median ($70K) and North Carolina's state median ($70K). Among North Carolina's four civil engineering programs, this ranks at the 40th percentile, essentially middle of the pack alongside NC State while trailing NC A&T slightly. The 7% earnings growth to $72K by year four is modest but steady, though not the rapid early-career trajectory some engineering fields show.

The financial picture here is straightforward and manageable. At $23,500 in median debt—below both national and state averages—graduates face a debt-to-earnings ratio of 0.35, meaning they owe about four months' salary. That's quite reasonable for an engineering degree and positions graduates to pay off loans without major strain. The school's 80% admission rate and substantial Pell grant population (34%) suggest it's serving a broad base of North Carolina students, including many first-generation college-goers, and delivering solid middle-class outcomes.

For North Carolina families looking at in-state civil engineering options, UNC Charlotte delivers dependable results at a reasonable price. You're not getting premium earnings compared to peers, but you're also not taking on outsized debt. It's a sensible choice for students seeking stable engineering careers without betting on being top performers in a more competitive program.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all civil engineering bachelors's programs nationally

University of North Carolina at CharlotteOther civil engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

University of North Carolina at Charlotte graduates earn $68k, placing them in the 39th percentile of all civil engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Civil Engineering bachelors's programs at peer institutions in North Carolina (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Charlotte$67,934$72,461$23,5000.35
North Carolina A & T State University$70,474$69,788$31,0000.44
North Carolina State University at Raleigh$70,346$76,320$25,0000.36
National Median$69,574—$24,5000.35

Other Civil Engineering Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
North Carolina A & T State University
Greensboro
$6,748$70,474$31,000
North Carolina State University at Raleigh
Raleigh
$8,895$70,346$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 108 graduates with reported earnings and 111 graduates with debt data. Small samples may not be representative.