Median Earnings (1yr)
$44,390
50th percentile (60th in NC)
Median Debt
$23,405
1% above national median
Debt-to-Earnings
0.53
Manageable
Sample Size
35
Adequate data

Analysis

UNC Charlotte's Germanic Languages program starts at the national median for earnings but then drops 12% by year four—from $44,390 to $39,104. While the initial debt load of $23,405 seems manageable at first (just over half of first-year earnings), that deteriorating salary trajectory changes the calculus considerably. Among North Carolina's eleven schools offering this degree, Charlotte performs slightly above the state median, landing at the 60th percentile, but that's cold comfort when earnings are moving in the wrong direction.

The program does keep costs reasonable compared to national peers—debt sits at the 33rd percentile nationally—which offers some protection against the earnings slide. However, parents should understand that a language degree from a school with an 80% admission rate and average SAT of 1202 faces real marketplace challenges. The sample size of 30-100 graduates suggests this is a small but established program, so the earnings pattern likely reflects actual job market realities rather than statistical noise.

For families considering this path, the question is whether your student has a specific career plan (translation, international business, education) that justifies the investment despite declining earnings. Without that clarity, the combination of middling starting pay and backward earnings growth makes this a risky choice, even with the relatively modest debt burden.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all germanic languages, literatures, and linguistics bachelors's programs nationally

University of North Carolina at CharlotteOther germanic languages, literatures, and linguistics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

University of North Carolina at Charlotte graduates earn $44k, placing them in the 50th percentile of all germanic languages, literatures, and linguistics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Germanic Languages, Literatures, and Linguistics bachelors's programs at peer institutions in North Carolina (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Charlotte$44,390$39,104$23,4050.53
National Median$44,390—$23,2020.52

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.