Median Earnings (1yr)
$39,924
95th percentile (60th in NC)
Median Debt
$26,000
4% above national median
Debt-to-Earnings
0.65
Manageable
Sample Size
23
Limited data

Analysis

UNC Charlotte's Human Development program launches graduates at nearly $40,000—impressive for the field and well above the national median of $33,543. However, the small sample size (under 30 graduates) means this could reflect just a few unusually successful students rather than a reliable pattern. The bigger concern is the backward trajectory: earnings actually drop 7% by year four, falling to $36,931. In a field where many graduates pursue social work, counseling, or education—careers that typically require additional credentials—this dip might reflect time spent in graduate school or certification programs rather than career stagnation.

Within North Carolina, this program sits at the 60th percentile, trailing NC A&T but outperforming UNC Greensboro and Appalachian State. The $26,000 debt load matches the state median and sits comfortably below the national average, keeping the debt-to-earnings ratio at a manageable 0.65. That's reasonable for a helping profession, though families should understand that many career paths in this field—particularly licensed clinical roles—will require a master's degree and additional borrowing.

The strong first-year earnings are encouraging, but with such limited data, wait to see if these numbers hold steady as more graduates enter the dataset. If your child is targeting graduate school anyway, those early earnings could help fund the next degree.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all human development, family studies, bachelors's programs nationally

University of North Carolina at CharlotteOther human development, family studies, programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

University of North Carolina at Charlotte graduates earn $40k, placing them in the 95th percentile of all human development, family studies, bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Human Development, Family Studies, bachelors's programs at peer institutions in North Carolina (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Charlotte$39,924$36,931$26,0000.65
North Carolina A & T State University$37,458$39,672$31,0000.83
University of North Carolina at Greensboro$33,878$36,915$26,0000.77
Appalachian State University$30,062$30,483$18,9350.63
East Carolina University$29,607$34,546$27,0000.91
National Median$33,543—$25,0000.75

Other Human Development, Family Studies, Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
North Carolina A & T State University
Greensboro
$6,748$37,458$31,000
University of North Carolina at Greensboro
Greensboro
$7,593$33,878$26,000
Appalachian State University
Boone
$7,541$30,062$18,935
East Carolina University
Greenville
$7,361$29,607$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.