Median Earnings (1yr)
$53,036
60th percentile (60th in NC)
Median Debt
$21,200
10% below national median
Debt-to-Earnings
0.40
Manageable
Sample Size
50
Adequate data

Analysis

UNC Charlotte's International Business program graduates start strong at $53,036—beating both the national and North Carolina medians by roughly $4,000—but face an unexpected earnings decline to $49,971 by year four. That's unusual for a business degree, where most graduates see their earning power climb as they gain experience. The $21,200 in median debt is manageable, giving graduates a debt-to-earnings ratio of 0.4, meaning they could theoretically pay off their loans in under five months of gross income.

The program ranks at the 60th percentile both nationally and within North Carolina, which is solid but not exceptional. Among the state's ten International Business programs, UNC Charlotte does outperform schools like Appalachian State ($43,989), though the earnings decline suggests graduates may be hitting a ceiling faster than expected. This could reflect the nature of entry-level international business roles in the Charlotte market or graduates shifting into positions that don't fully leverage their specialized training.

For families concerned about return on investment, the low debt load keeps risk contained even as earnings dip. However, the backward earnings trajectory means you're betting on either a later career pivot or non-monetary benefits like international experience. If your student is drawn to global business and values Charlotte's corporate connections, this program offers a reasonably priced entry point—just temper expectations about early salary growth.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all international business bachelors's programs nationally

University of North Carolina at CharlotteOther international business programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

University of North Carolina at Charlotte graduates earn $53k, placing them in the 60th percentile of all international business bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

International Business bachelors's programs at peer institutions in North Carolina (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Charlotte$53,036$49,971$21,2000.40
Appalachian State University$43,989$73,504$26,9300.61
National Median$49,890—$23,4720.47

Other International Business Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Appalachian State University
Boone
$7,541$43,989$26,930

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 50 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.